963 Stone Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 963 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms6 Baths
Year BuiltBuilt 2008
Square Footage3,974 sqft Heated Area
Lot Size16,379 sqft (0.376 acres)
Pool1,110 sqft
OccupancyOwner Occupied
Last Sale$540,000 (2020)
Tax Bill$8,345.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF02-1070

Interior

Full Baths6 Baths
Building Area3,974 sqft Heated Area
Gross Area4,345 sqft Gross Area
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2008
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area16,379 sqft (0.376 acres)
Driveway1 Driveway
Driveway Area314 sqft Driveway
Pool Area1,110 sqft Pool

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address963 STONE LAKE DR
CityORMOND BEACH
StateFL
Zip32174-1487
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 2 LOT 107 OR 1407/50 OR 2433/1604
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number107
Legal Unit2
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3006
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF02-1070

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address963 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 06, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleApr 06, 2020 · Amount on Record
Deed SaleApr 06, 2020 · Amount on Record
Prior SaleApr 06, 2020 · Amount on Record
Deed Doc Number0024331604
Deed Book / Page002433 / 001604
Last Transfer DateJan 19, 2023
Transfer Doc0027511148
Record RefreshedJun 08, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateJan 19, 2023
Property Address963 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Document Number0027511148
Book / Page2751 / 1148
Map ReferenceMB 34 PG 17-20
Instrument DateJan 09, 2023
Instrument2023002432
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address963 STONE LAKE DR, ORMOND BEACH, FL 32174-1487

Transferred To (Grantee/Buyer)

NameVerified Name
Address963 STONE LAKE DR, ORMOND BEACH, FL 32174-1487

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address963 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Transaction TypeMortgage
Record UpdatedFeb 16, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026540001
DateFeb 01, 2022
Book Page2654/1
Instrument2022005596
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateApr 06, 2020
Property Address963 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Document Number0024331604
Book / Page002433 / 001604
Instrument DateApr 02, 2020
Instrument13729
Transaction TypeTransfer
Record UpdatedJun 11, 2020
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,780.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address963 STONE LAKE DR ORMOND BEACH FL 321741487, ORMOND BEACH, FL 32174-1487

Mortgage

Document Number24331605
DateApr 06, 2020
Book Page002433/001605
Instrument13730
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 05, 2050

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,345.00 (-13.33%) Homeowner's exemption$633,452 (+5.99%)$773,156 (+3.82%) Land $71,925 Building $701,231
2023$9,628.00 (+5.03%) Homeowner's exemption$597,670 (+3%)$744,717 (+4.7%) Land $71,925 Building $672,792
2022$9,167.00 Homeowner's exemption$580,262$711,275 Land $71,925 Building $639,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 28% of Florida
Wildfire LikelihoodAbout 1 in 735 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Stone Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number