Monterey County property record for 964 Sand Dunes Rd, Pebble Beach, CA 93953
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 8 ba · 5,948 sqft · built 2007 |
| Lot Size | 0.443 acres (19,300 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $67,961 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-252-020-000 |
| Primary APN | 007-252-020-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 18 Rooms |
| Stories | 2 Stories |
| Building Area | 5,948 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 19,300 sqft (0.443 acres) |
| Garage Type | Attached |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 964 SAND DUNES RD |
|---|---|
| City | PEBBLE BEACH |
| State | CA |
| Zip | 93953-2528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VOL 28 SURVEY MAPS PG 84 |
| Legal Subdivision | MONTEREY PENINSULA CC 01 |
| Legal Block | 28 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 11902 |
Source: Monterey County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 964 SAND DUNES RD, PEBBLE BEACH, CA 93953-2528 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jun 23, 2008 |
| Last Transfer Date | Feb 10, 2011 |
| Transfer Doc | 0000008292 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 964 SAND DUNES RD, PEBBLE BEACH, CA 93953-2528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000054492 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 2019054492 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.97% |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.97% |
| Index | 1-Year LIBOR |
| Max Rate | 7.97% |
Source: Monterey County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pacific Grove Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $67,961.00 (+4.1%) Homeowner's exemption | $6,079,171 (+4.04%) Land $3,223,076 Building $2,856,095 |
| 2023 | $65,284.00 (+2.16%) Homeowner's exemption | $5,843,112 Land $3,097,921 Building $2,745,191 |
| 2022 | $63,901.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures