949 Sand Dunes Rd, Pebble Beach, CA 93953 Property Records

Monterey County property record for 949 Sand Dunes Rd, Pebble Beach, CA 93953

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 6,725 sqft · built 1957
Lot Size	0.459 acres (20,000 sqft)
Owner	Company Name on Record
Last Sale	$4,700,000 (Jun 2012)
Tax Bill	$91,181 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-251-005-000`

Property Details

APN / Parcel Number

Primary APN	`007-251-005-000`
Alternative APN	`007-251-005`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	6,725 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2016
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	20,000 sqft (0.459 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	007-251-005
Street Address	949 SAND DUNES RD
City	PEBBLE BEACH
State	CA
Zip	93953-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEREY PENINSULA COUNTRY CLUB 1 LOT 5 & 13 BLK 25
Legal Subdivision	MONTEREY PENINSULA COUNTRY CLUB 1
Legal Block	25
Legal Lot Number	5,13
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1036
Census Tract	11902

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1364 MONTCLAIRE WAY, LOS ALTOS, CA 94024-6730
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Aug 17, 2017	Intrafamily Transfer, Transfer · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2012 · Amount on Record
Deed Sale	Jun 1, 2012 · Amount on Record
Prior Sale	Aug 30, 1996 · Amount on Record
Deed Document Number	201232088
Last Transfer Date	Aug 10, 2017
Transfer Doc	0000043869
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	949 SAND DUNES RD, PEBBLE BEACH, CA 93953-2512
Transaction Type	Mortgage
Record Updated	May 18, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1364 MONTCLAIRE WAY, LOS ALTOS, CA 94024-6730

Mortgage

Document Number	0000033107
Date	May 7, 2021
Instrument	2021033107

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jun 1, 2036
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	12.3%

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Aug 17, 2017
Property Address	949 SAND DUNES RD, PEBBLE BEACH, CA 93953-2512
Document Number	0000043869
Map Reference	MAP3 PG26
Instrument Date	Aug 10, 2017
Instrument	2017043869
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1364 MONTCLAIRE WAY, LOS ALTOS, CA 94024-6730

Mortgage

Document Number	0000043870
Date	Aug 17, 2017
Instrument	2017043870

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.85%
Type Change Date	Sep 1, 2027
Change Frequency	Monthly
Index	1-Month LIBOR
Max Rate	9.95%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$8,355,364 (+2%) Land $4,163,824 Building $4,191,540
2025	$91,181.00 (+4.16%)	$8,191,534 (+4.04%) Land $4,082,181 Building $4,109,353
2023	$87,540.00 (+2.14%)	$7,873,449 Land $3,923,666 Building $3,949,783
2022	$85,705.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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