964 Richards Rd, Dubuque, IA 52003 Property Records

Dubuque County property record for 964 Richards Rd, Dubuque, IA 52003 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Split Foyer
Year Built	Built 1977
Square Footage	1,304 sqft Living Area
Lot Size	9,375 sqft (0.215 acres)
Occupancy	Owner Occupied
Tax Bill	$3,066.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`10-34-480-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,304 sqft Living Area
1st Floor	1,248 sqft 1st Floor
Basement Area	1,248 sqft Basement
Finished Basement	600 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1977
Architectural Style	Split Foyer Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	9,375 sqft (0.215 acres)
Depth X Width	125 ft x 75 ft Depth x Width
Deck Area	188 sqft Deck
Patio Area	1,598 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	964 RICHARDS RD
City	DUBUQUE
State	IA
Zip	52003-0230
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 2 TIMBER RIDGE ADD
Legal Subdivision	IRVING
Legal Block	2
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Minor Civil Division	DUBUQUE
Census Blockgroup	2
Census Block	2007
Census Tract	802

Owner

Source: Dubuque County records · APN 10-34-480-001

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	964 RICHARDS RD, DUBUQUE, IA 52003-0230
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	964 RICHARDS RD, DUBUQUE, IA 52003-0230
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004122
Date	Apr 13, 2017
Instrument	2017-00004122

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2032

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$254,000 (+7.08%) Land $42,100 Building $211,900	$254,000 (+7.08%) Land $42,100 Building $211,900
2024	$3,066.00 (-0.13%)
2023		$237,200 (+26.93%) Land $38,100 Building $199,100	$237,200 (+26.93%) Land $38,100 Building $199,100
2022	$3,070.00 Homeowner's exemption	$186,870 Land $32,100 Building $154,770
2021			$186,870 Land $32,100 Building $154,770

Flood & Wildfire

964 Richards Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Dubuque County (19061C), updated August 9, 2021

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.