995 Richards Rd, Dubuque, IA 52003 Property Records

Dubuque County property record for 995 Richards Rd, Dubuque, IA 52003 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,029 sqft · built 1977
Lot Size0.215 acres (9,375 sqft)
OwnerIndividual Name on File
Last Sale$200,500 (Aug 2020)
Tax Bill$3,066 (2024)
Deeds & MortgagesAug 2020 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-34-479-015

Property Details

APN / Parcel Number

Primary APN10-34-479-015

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,029 sqft Living Area
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Finished Basement600 sqft

Exterior

Year BuiltBuilt 1977
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Lot Area9,375 sqft (0.215 acres)
Lot Dimensions125 ft deep x 75 ft wide
Deck Area256 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address995 RICHARDS RD
CityDUBUQUE
StateIA
Zip52003-0225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 5 TIMBER RIDGE ADD
Legal SubdivisionIRVING
Legal Block5
Legal Lot Number3
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group2
Census Block2007
Census Tract802

Owner

Source: Dubuque County records · APN 10-34-479-015

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address995 RICHARDS RD, DUBUQUE, IA 52003-0225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
DUPACO CMNTY CU
Aug 27, 2020Warranty Deed, Transfer · Conventional Mortgage
DUPACO COMMUNITY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 27, 2020 · Amount on Record
Deed SaleAug 27, 2020 · Amount on Record
Prior SaleJul 30, 2013 · Amount on Record
Deed Document Number2020-00012784
Record UpdatedJun 07, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address995 RICHARDS RD, DUBUQUE, IA 52003-0225
Document Number0000012786
Instrument DateAug 20, 2020
Transaction TypeMortgage
Record UpdatedSep 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address995 RICHARDS RD DUBUQUE IA 520030225, DUBUQUE, IA 52003-0225

Mortgage

Document Number0000012786
DateAug 27, 2020
Instrument12786
Lender
NameDUPACO CMNTY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 26, 2040
Interest
Rate TypeAdjustable Rate
Rate3.75%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateAug 27, 2020
Property Address995 RICHARDS RD, DUBUQUE, IA 52003-0225
Document Number0000012784
Instrument DateJun 04, 2020
Instrument2020-00012784
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address995 RICHARDS RD, DUBUQUE, IA 52003-0225

Mortgage

Document Number0000012785
DateAug 27, 2020
Instrument2020-00012785
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Mortgage

Document Number0000012786
DateAug 27, 2020
Instrument2020-00012786
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2040

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$239,800 (+7.29%) Land $42,100 Building $197,700$239,800 (+7.29%) Land $42,100 Building $197,700
2024$3,066.00 (-0.65%)
2023$223,500 (+24.9%) Land $38,100 Building $185,400$223,500 (+24.9%) Land $38,100 Building $185,400
2022$3,086.00$178,950 Land $32,100 Building $146,850
2021$178,950 Land $32,100 Building $146,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), updated August 9, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190610008022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims5 (1986–2002)
Most Recent ClaimJun 2002, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jun 2002 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
Comelec ServicesFixed Wireless (unlicensed)280 / 50
Lumen TechnologiesDSL140 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Hawkeye Topco Holdings, Maquoketa Valley Rural Electric Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Richards Rd

Nearby Streets

Search Property Records by Address or Parcel Number