964 Mountain Rd, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 964 Mountain Rd, Owego, NY 13827

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,174 sqft · built 1955
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Feb 2023)
Tax Bill	$8,708 (2026)
Deeds & Mortgages	Oct 2025 Sale Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`493089 118.17-3-9`

Property Details

APN / Parcel Number

Primary APN	`493089 118.17-3-9`
Alternative APNs	`308911801700030090000000` `00000010045`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,174 sqft Living Area
1st Floor Area	2,174 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	60,984 sqft (1.4 acres)
Lot Dimensions	235 ft deep x 272 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,024 sqft
Canopy	120 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000010045
Street Address	964 MOUNTAIN RD
City	OWEGO
State	NY
Zip	13827-1188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	3
Legal Lot Number	9.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	3
Census Block	3019
Census Tract	20300

Owner

964 Mountain Rd is owned and occupied by an individual who bought it in February 2023.

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	964 MOUNTAIN RD, OWEGO, NY 13827-1188
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed, Transfer
Feb 22, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on File
Deed Sale	Feb 22, 2023 · Amount on File
Prior Sale	May 23, 2016 · Amount on File
Deed Document Number	2023691
Prior Transfer Date	Nov 22, 2013
Prior Transfer Doc	1321000056
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Oct 8, 2025
Property Address	964 MOUNTAIN RD, OWEGO, NY 13827-1188
Document Number	202500003635
Instrument Date	Oct 8, 2025
Instrument	2025-00003635
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 MOUNTAIN RD, OWEGO, NY 13827-1188

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Feb 22, 2023
Property Address	964 MOUNTAIN RD, OWEGO, NY 13827-1188
Document Number	2023000000691
Instrument Date	Jan 14, 2023
Instrument	20230-00000691
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 SUNSET AVE, ASBURY PARK, NJ 07712-4924

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,708.00 (-0.07%)
2025	$8,714.00 (+0.93%)	$171,500 (-) Land $11,800 Building $159,700	$328,230 (+2.39%) Land $22,584 Building $305,646
2024	$8,634.00 (+153.42%)	$171,500 (-) Land $11,800 Building $159,700	$320,561 (+0.93%) Land $22,056 Building $298,505
2023		$171,500 Land $11,800 Building $159,700	$317,593 Land $21,852 Building $295,741
2019	$3,407.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 964 Mountain Rd in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	52 (1979–2011)
Claims Outside the SFHA	8 of 52
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 29 claims Severe Storms And Flooding, Jun 2006 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 964 Mountain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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