1010 Mountain Rd, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 1010 Mountain Rd, Owego, NY 13827

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,392 sqft · built 1958
Lot Size1.4 acres (60,984 sqft)
OwnerIndividual Name on Record
Last Sale$158,000 (Sep 2018)
Tax Bill$5,210 (2026)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN493089 118.17-3-10

Property Details

APN / Parcel Number

Primary APN493089 118.17-3-10
Alternative APNs
  • 308911801700030100000000
  • 00000010185

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,392 sqft Living Area
1st Floor Area1,392 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialBrick
Lot Area60,984 sqft (1.4 acres)
Garage TypeBasement

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area516 sqft
Shed1 Shed
Canopy230 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000010185
Street Address1010 MOUNTAIN RD
CityOWEGO
StateNY
Zip13827-1190
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block3
Legal Lot Number10.000
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group3
Census Block3019
Census Tract20300

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1010 MOUNTAIN RD, OWEGO, NY 13827-1190
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2018 · Amount on Record
Deed SaleSep 4, 2018 · Amount on Record
Prior SaleMar 13, 2013 · Amount on Record
Deed Document Number20183803
Record UpdatedOct 29, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIOGA NY
Recording DateSep 4, 2018
Property Address1010 MOUNTAIN RD, OWEGO, NY 13827-1190
Document Number18000003803
Instrument DateAug 21, 2018
Instrument180-00003803
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1531 VALLEY RD, OWEGO, NY 13827-7033

Mortgage

Document Number18000003804
DateSep 4, 2018
Instrument180-00003804
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
AmountAmount Recorded
Term352 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,210.00 (-0.06%)
2025$5,213.00 (+155.79%)$102,600 (-) Land $11,800 Building $90,800$196,364 (+3.35%) Land $22,584 Building $173,780
2023$102,600 Land $11,800 Building $90,800$190,000 Land $21,852 Building $168,148
2019$2,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims52 (1979–2011)
Claims Outside the SFHA8 of 52
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 29 claims
  • Severe Storms And Flooding, Jun 2006 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Empire Long Distance.

Nearby Properties on Mountain Rd

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