Frederick County property record for 9635 Ethan Ridge Dr, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 3,324 sqft · built 2012 |
| Lot Size | 0.046 acres (1,980 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,990 (Jun 2012) |
| Tax Bill | $6,814 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-256116 |
| Primary APN | 07-256116 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,324 sqft Living Area |
| Gross Area | 3,764 sqft |
| 1st Floor Area | 1,124 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Townhouse |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 1,980 sqft (0.046 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 256116 |
|---|---|
| Street Address | 9635 ETHAN RIDGE DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7725 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 25423 SECT P-5 1,980 SQ. FT. URBANA HIGHLANDS |
| Legal Subdivision | URBANA HLNDS SEC P-5 PRCL 04H |
| Legal Lot Number | 25423 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 752205 |
Source: Frederick County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9635 ETHAN RIDGE DR, FREDERICK, MD 21704-7725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2012 · Amount on Record |
| Deed Sale | Jun 26, 2012 · Amount on Record |
| Deed Book / Page | 8953 / 324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9635 ETHAN RIDGE DR, FREDERICK, MD 21704-7725 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 9635 ETHAN RIDGE DR, FREDERICK, MD 21704-7725 |
| Document Number | 0155930442 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 15593/442 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 1, 2051 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $564,933 (+30.49%) | $621,200 (+37.31%) Land $140,000 Building $481,200 | |
| 2025 | $6,814.00 (+10.69%) | ||
| 2023 | $6,156.00 Homeowner's exemption | $432,933 | $452,400 Land $120,000 Building $332,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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