9632 Boundless Shade Ter, Laurel, MD 20723 Property Records

Howard County property record for 9632 Boundless Shade Ter, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,527 sqft · built 2009
Lot Size	0.182 acres (7,925 sqft)
Owner	2 Individual Names on File
Last Sale	$678,341 (Jan 2009)
Tax Bill	$10,565 (2025)
Deeds & Mortgages	May 2022 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-581676`

Property Details

APN / Parcel Number

Primary APN	`06-581676`
Alternative APN	`581676`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,527 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,925 sqft (0.182 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	581676
Street Address	9632 BOUNDLESS SHADE TER
City	LAUREL
State	MD
Zip	20723-1490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PECMX
Legal Description	LOT 12 7925 SQ 9632 BOUNDLESS SHADE TER EMERSON S2 P 6B
Legal Subdivision	EMERSON SEC 02 PH 02B
Legal Lot Number	12
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1005
Census Tract	606907

Owner

Source: Howard County records · APN 06-581676

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9632 BOUNDLESS SHADE TER, 1, LAUREL, MD 20723-1490
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Intrafamily Transfer, Transfer
Oct 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NFM INC
Feb 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 21, 2009 · Amount on Record
Deed Sale	Jan 21, 2009 · Amount on Record
Deed Document Number	200990162
Deed Book / Page	11481 / 17
Last Transfer Date	Sep 25, 2021
Transfer Doc	0210310090
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	May 26, 2022
Property Address	9632 BOUNDLESS SHADE TER, LAUREL, MD 20723-1490
Document Number	0215380195
Book / Page	21538 / 195
Map Reference	PL MDR 17915&17916
Instrument Date	Apr 22, 2022
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9632 BOUNDLESS SHADE TER, LAUREL, MD 20723-1490

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Oct 20, 2021
Property Address	9632 BOUNDLESS SHADE TER, LAUREL, MD 20723-1490
Document Number	0210310090
Book / Page	21031 / 90
Map Reference	PL MDR 17915&17916
Instrument Date	Sep 25, 2021
Transaction Type	Transfer
Record Updated	Nov 03, 2021
Title Company	EL DORADO TITLE SVCS LLC, EL DORADO TITLE SVCS LLCS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9632 BOUNDLESS SHADE TER, LAUREL, MD 20723-1490

Mortgage

Document Number	2103193
Date	Oct 20, 2021
Instrument	21031/93

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Feb 18, 2020
Property Address	9632 BOUNDLESS SHADE TER, LAUREL, MD 20723-1490
Document Number	0191850160
Book / Page	019185 / 000160
Instrument Date	Feb 14, 2020
Transaction Type	Transfer
Record Updated	Mar 04, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9632 BOUNDLESS SHADE TER #1 LAUREL MD 207231490, 1, LAUREL, MD 20723-1490

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$784,133 (+7.31%)	$891,000 (+21.94%) Land $263,100 Building $627,900
2025	$10,565.00 (+4.93%) Homeowner's exemption	$730,700 (+13.46%) Land $188,100 Building $542,600	$730,700 (-) Land $188,100 Building $542,600
2024	$10,069.00 (+48.88%)
2023		$644,033	$730,700 Land $188,100 Building $542,600
2022	$6,763.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 31, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Wireless Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 243 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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