9627 Boundless Shade Ter, Laurel, MD 20723 Property Records

Howard County property record for 9627 Boundless Shade Ter, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,122 sqft · built 2008
Lot Size	0.156 acres (6,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,999 (Apr 2018)
Tax Bill	$10,254 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-581706`

Property Details

APN / Parcel Number

Primary APN	`06-581706`
Alternative APN	`581706`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,122 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,801 sqft (0.156 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Deck Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	581706
Street Address	9627 BOUNDLESS SHADE TER
City	LAUREL
State	MD
Zip	20723-1489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PECMX
Legal Description	LOT 15 6801 SQ 9627 BOUNDLESS SHADE TER EMERSON S2 P 6B
Legal Subdivision	EMERSON SEC 02 PH 06B
Legal Lot Number	15
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1005
Census Tract	606907

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9627 BOUNDLESS SHADE TER, LAUREL, MD 20723-1489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Apr 30, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Sep 24, 2013 · Amount on Record
Deed Book / Page	18155 / 54
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9627 BOUNDLESS SHADE TER, LAUREL, MD 20723-1489
Document Number	0191960370
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9627 BOUNDLESS SHADE TER LAUREL MD 207231489, LAUREL, MD 20723-1489

Mortgage

Document Number	0191960370
Date	Feb 24, 2020
Book Page	019196/000370

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 30, 2018
Property Address	9627 BOUNDLESS SHADE TER, LAUREL, MD 20723-1489
Document Number	0181550054
Book / Page	018155 / 000054
Instrument Date	Apr 20, 2018
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9627 BOUNDLESS SHADE TER LAUREL MD 207231489, LAUREL, MD 20723-1489

Mortgage

Document Number	181550060
Date	Apr 30, 2018
Book Page	018155/000060

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$760,833 (+7.42%)	$865,900 (+22.25%) Land $258,100 Building $607,800
2025	$10,254.00 (+56.45%) Homeowner's exemption	$708,300 (+13.48%) Land $183,100 Building $525,200	$708,300 (-) Land $183,100 Building $525,200
2023		$624,167	$708,300 Land $183,100 Building $525,200
2022	$6,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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