9630 Los Coches Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 9630 Los Coches Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,395 sqft · built 1955
Lot Size	0.206 acres (8,983 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Feb 2003)
Tax Bill	$5,473 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2018 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`394-290-13-00`

Property Details

APN / Parcel Number

Primary APN	`394-290-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,395 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	8,983 sqft (0.206 acres)

Location & Zoning

Street Address	9630 LOS COCHES RD
City	LAKESIDE
State	CA
Zip	92040-4240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 12 N 1/2 TR 002484
Legal Subdivision	LOS COCHES FARMS
Legal Tract	002484
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9630 LOS COCHES RD, LAKESIDE, CA 92040-4240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUEDY & STITES ADVERTISING COMPANY
Dec 19, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2003 · Amount on Record
Deed Sale	Feb 4, 2003 · Amount on Record
Prior Sale	Apr 28, 2000 · Amount on Record
Deed Document Number	2003130766
Last Transfer Date	Oct 7, 2003
Transfer Doc	0001262445
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9630 LOS COCHES RD, LAKESIDE, CA 92040-4240
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9630 LOS COCHES RD, LAKESIDE, CA 92040-4240

Mortgage

Document Number	0000242865
Date	Mar 29, 2021
Instrument	2021-0242865

Lender

Name	RUEDY & STITES ADVERTISING COMPANY
Type	Mortgage Company
Address	DENVER, CO 80222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9630 LOS COCHES RD, LAKESIDE, CA 92040-4240
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9630 LOS COCHES RD, LAKESIDE, CA 92040-4240

Mortgage

Document Number	0000519039
Date	Dec 19, 2018
Instrument	2018-0519039

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2029

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$406,240 (+2%) Land $147,720 Building $258,520
2025	$5,473.00 (+7.17%) Homeowner's exemption	$398,275 (+4.04%) Land $144,824 Building $253,451
2023	$5,107.00 (+2.04%) Homeowner's exemption	$382,811 Land $139,201 Building $243,610
2022	$5,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	20 (1978–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

Nearby Properties on Los Coches Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures