San Diego County property record for 963 W Ranch Rd, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,351 sqft · built 1965 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (May 2014) |
| Tax Bill | $5,840 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 221-162-06-00 |
| Primary APN | 221-162-06-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,351 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 75 ft deep x 100 ft wide |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 963 W RANCH RD |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-5202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 98 TR 004603 |
| Legal Subdivision | RANCHO CORONA ESTATES |
| Legal Tract | 004603 |
| Legal Block | 3 |
| Legal Lot Number | 98 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 20019 |
963 W Ranch Rd is owned and occupied by two individuals who bought it in May 2014.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 963 W RANCH RD, SAN MARCOS, CA 92078-5202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 22, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2014 · Amount on File |
| Deed Sale | May 8, 2014 · Amount on File |
| Prior Sale | Oct 6, 1995 |
| Deed Document Number | 2014189381 |
| Prior Transfer Date | Oct 2, 1995 |
| Prior Transfer Doc | 0000450367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 963 W RANCH RD, SAN MARCOS, CA 92078-5202 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 963 W RANCH RD, SAN MARCOS, CA 92078-5202 |
| Document Number | 0000638198 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021-0638198 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 22, 2018 |
| Property Address | 963 W RANCH RD, SAN MARCOS, CA 92078-5202 |
| Document Number | 0000438557 |
| Map Reference | MAP 4603 |
| Instrument Date | Oct 16, 2018 |
| Instrument | 2018-0438557 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 963 W RANCH RD, SAN MARCOS, CA 92078-5202 |
| Document Number | 0000438558 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 2018-0438558 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 963 W Ranch Rd was $5,840 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $525,144 (+2%) Land $325,092 Building $200,052 | |
| 2025 | $5,840.00 Homeowner's exemption | $514,848 Land $318,718 Building $196,130 |
| 2023 | $5,427.00 (+1.4%) Homeowner's exemption | $494,858 Land $306,343 Building $188,515 |
| 2022 | $5,352.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 963 W Ranch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 963 W Ranch Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Cox Communications, San Diego Broadband, T-Mobile.
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