963 State St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 963 State St, Schenectady, NY 12307 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1910
Square Footage	1,764 sqft Living Area
Lot Size	5,250 sqft (0.12 acres)
Occupancy	Owner Occupied
Last Sale	$185,000 (2022)
Tax Bill	$3,973.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.42-4-30`
Alternative APN	`150004904200040300000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,764 sqft Living Area
1st Floor	1,044 sqft 1st Floor
2nd Floor	720 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	5,250 sqft (0.12 acres)
Depth X Width	150 ft x 35 ft Depth x Width
Shed	1 Shed
Porch Area	166 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	963 STATE ST
City	SCHENECTADY
State	NY
Zip	12307-1521
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2 WOOD AND GARAGE
Legal Block	4
Legal Lot Number	30.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	3
Census Block	3001
Census Tract	20800

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.42-4-30

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	963 STATE ST, SCHENECTADY, NY 12307-1521
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Mar 09, 2007 · Amount on Record
Deed Doc Number	202238968
Deed Book / Page	2089 / 343
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,973.00 (+11.01%)	$80,700 (-) Land $12,100 Building $68,600	$133,631 (+30.82%) Land $20,036 Building $113,595
2023		$80,700 (-) Land $12,100 Building $68,600	$102,152 (+3.8%) Land $15,316 Building $86,836
2022		$80,700 Land $12,100 Building $68,600	$98,415 Land $14,756 Building $83,659
2021	$3,579.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.