Schenectady County and Schenectady City property record for 957 State St, Schenectady, NY 12307 · Last verified August 2026
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,976 sqft · built 1910 |
| Lot Size | 0.12 acres (5,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $53,901 (Mar 2025) |
| Tax Bill | $5,792 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.42-4-33 |
| Primary APN | 421500 49.42-4-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 2,976 sqft Total Area |
| 1st Floor Area | 1,488 sqft |
| 2nd Floor Area | 1,488 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,250 sqft (0.12 acres) |
| Lot Dimensions | 150 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 368 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 957 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1521 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 WOOD AND BARN |
| Legal Block | 4 |
| Legal Lot Number | 33.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20800 |
Source: Schenectady County and Schenectady City records · APN 421500 49.42-4-33
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 334 MCCLELLAN ST, SCHENECTADY, NY 12304-1132 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 25, 2025 · Amount on Record |
| Deed Sale | Mar 25, 2025 · Amount on Record |
| Prior Sale | May 05, 1995 · Amount on Record |
| Deed Document Number | 20257160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 957 STATE ST, SCHENECTADY, NY 12307-1521 |
| Document Number | 0000035966 |
| Book / Page | 004779 / 000954 |
| Instrument Date | Jul 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 957 STATE ST SCHENECTADY NY 123071521, SCHENECTADY, NY 12307-1521 |
| Document Number | 0000035966 |
|---|---|
| Date | Aug 09, 2017 |
| Book Page | 004779/000954 |
| Instrument | 35966 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,792.00 (+10.47%) | $94,700 (-) Land $14,200 Building $80,500 | $156,814 (+30.82%) Land $23,514 Building $133,300 |
| 2023 | $94,700 (-) Land $14,200 Building $80,500 | $119,873 (+3.8%) Land $17,975 Building $101,898 | |
| 2022 | $94,700 Land $14,200 Building $80,500 | $115,488 Land $17,317 Building $98,171 | |
| 2021 | $5,243.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 615 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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