963 Spruce Ct, Denver, CO 80230 Property Records

Denver City property record for 963 Spruce Ct, Denver, CO 80230

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 2,221 sqft · built 2003
Lot Size	0.071 acres (3,105 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (May 2022)
Tax Bill	$4,068 (2025)
Deeds & Mortgages	May 2022 Sale May 2020 Mortgage + 1 more
APN	`06043-25-021-000`

Property Details

APN / Parcel Number

Primary APN	`06043-25-021-000`
Alternative APN	`163226739`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,221 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	681 sqft
Basement Area	681 sqft
Finished Basement	613 sqft
Unfinished Basement	68 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Row Home
Exterior Material	Combination
Construction Type	Frame
Lot Area	3,105 sqft (0.071 acres)
Garage Type	Attached
Garage Area	488 sqft
Porch	Open Frame Porch
Porch Area	132 sqft
Patio Area	74 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	963 SPRUCE CT
City	DENVER
State	CO
Zip	80230-7059
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-2-A
Legal Description	LOWRY FILING NO 11 B13 PT L9 BEG NE COR SD L9 S 33.30FT W 43.75FT N 4FT W 56.25FT N 29.3 FT E 100FT POB
Legal Subdivision	LOWRY FILING NO 11
Legal Block	1
Legal Lot Number	9
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1004
Census Tract	4406

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	963 SPRUCE CT, DENVER, CO 80230-7059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 14, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	Apr 1, 2022 · Amount on Record
Deed Document Number	202262336
Prior Transfer Date	Jul 5, 2007
Prior Transfer Doc	0000128410
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	May 9, 2022
Property Address	963 SPRUCE CT, DENVER, CO 80230-7059
Document Number	0000062336
Instrument Date	Apr 25, 2022
Instrument	2022062336
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	963 SPRUCE CT, DENVER, CO 80230-7059

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	963 SPRUCE CT, DENVER, CO 80230-7059
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	NORTH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068643
Date	May 21, 2020
Instrument	2020068643

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	May 14, 2019
Property Address	963 SPRUCE CT, DENVER, CO 80230-7059
Document Number	0000058190
Instrument Date	May 10, 2019
Instrument	2019058190
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	963 SPRUCE CT, DENVER, CO 80230-7059

Mortgage

Document Number	0000058191
Date	May 14, 2019
Instrument	2019058191

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,068.00 (+16.8%)	$53,180 (+18.31%) Land $9,650 Building $9,650	$754,400 (+3.93%) Land $136,900 Building $617,500
2023	$3,483.00 (+25.38%)	$44,950 (+24.21%) Land $5,490 Building $39,460	$725,900 (+39.41%) Land $136,900 Building $589,000
2022		$36,190 Land $7,400 Building $28,790	$520,700 Land $106,500 Building $414,200
2021	$2,778.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, LiveWireNet, Starry, WiFiHood.

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