1003 Spruce Ct, Denver, CO 80230 Property Records

Denver City property record for 1003 Spruce Ct, Denver, CO 80230

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,078 sqft · built 2004
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$910,000 (Jan 2023)
Tax Bill	$5,049 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jan 2023 Sale + 2 more
APN	`06043-25-011-000`

Property Details

APN / Parcel Number

Primary APN	`06043-25-011-000`
Alternative APN	`162966700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,078 sqft Living Area
Gross Area	2,278 sqft
1st Floor Area	1,558 sqft
Basement Area	1,558 sqft
Finished Basement	800 sqft
Unfinished Basement	758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	439 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	109 sqft
Deck Area	224 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1003 SPRUCE CT
City	DENVER
State	CO
Zip	80230-7093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2-A
Legal Description	LOWRY FILING NO 11 B13 L11
Legal Subdivision	LOWRY FILING NO 11
Legal Block	1
Legal Lot Number	11
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1004
Census Tract	4406

Owner

1003 Spruce Ct is owned and occupied by two individuals who bought it in January 2023.

Source: Denver City records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1003 SPRUCE CT, DENVER, CO 80230-7093
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 17, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Dec 23, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2023 · Amount on File
Deed Sale	Jan 17, 2023 · Amount on File
Prior Sale	Jun 16, 2009 · Amount on File
Deed Document Number	20233502
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1003 SPRUCE CT, DENVER, CO 80230-7093
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 SPRUCE CT, DENVER, CO 80230-7093

Mortgage

Document Number	0000147849
Date	Dec 8, 2022
Instrument	2022147849

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Jan 17, 2023
Property Address	1003 SPRUCE CT, DENVER, CO 80230-7093
Document Number	0000003502
Instrument Date	Jan 9, 2023
Instrument	2023003502
Transaction Type	Transfer
Record Updated	Feb 27, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$91.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1003 SPRUCE CT, DENVER, CO 80230-7093

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1003 SPRUCE CT, DENVER, CO 80230-7093
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 SPRUCE CT, DENVER, CO 80230-7093

Mortgage

Document Number	0000173278
Date	Oct 21, 2020
Instrument	2020173278

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1003 SPRUCE CT, DENVER, CO 80230-7093
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 SPRUCE CT, DENVER, CO 80230-7093

Mortgage

Document Number	0000216456
Date	Dec 23, 2020
Instrument	2020216456

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Spruce Ct was $5,049.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,049.00	$66,010 Land $14,910 Building $14,910	$936,300 Land $211,500 Building $724,800
2023	$3,859.00	$56,510 (+13.75%) Land $10,490 Building $46,020	$898,300 (+25.65%) Land $211,500 Building $686,800
2022		$49,680 Land $11,430 Building $38,250	$714,900 Land $164,500 Building $550,400
2021	$3,280.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1003 Spruce Ct; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1003 Spruce Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, LiveWireNet, Starry, WiFiHood.

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