Grand County property record for 963 Polar Bear Ln, Fraser, CO 80442
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,752 sqft · built 2004 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on File |
| Last Sale | $810,000 (Nov 2020) |
| Tax Bill | $4,761 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2020 Sale |
| Flood Zone | Zone D (undetermined) |
| APN | R080390 |
| Primary APN | R080390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,752 sqft |
| Gross Area | 3,505 sqft |
| Year Built | Built 2004 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | R080390 |
|---|---|
| Street Address | 963 POLAR BEAR LN |
| City | FRASER |
| State | CO |
| Zip | 80442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 43 |
| Legal Description | SUBD: ICE BOX ESTATES 1ST SUB LOT: 9 |
| Legal Subdivision | ICE BOX ESTATES 1ST SUB |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | GRAND CO |
| Township / Civil Division | GRANBY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 204 |
963 Polar Bear Ln is owned by an individual who bought it in November 2020.
Source: Grand County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 740 BONNIE BRAE BLVD, DENVER, CO 80209-4707 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 2, 2020 | Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2020 · Amount on File |
| Deed Sale | Nov 2, 2020 · Amount on File |
| Deed Document Number | 2020010461 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND CO |
| Property Address | 963 POLAR BEAR LN, FRASER, CO 80442 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 740 BONNIE BRAE BLVD, DENVER, CO 80209-4707 |
| Document Number | 2021002772 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021002772 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAND CO |
| Recording Date | Nov 2, 2020 |
| Property Address | 963 POLAR BEAR LN, FRASER, CO 80442 |
| Document Number | 2020010461 |
| Map Reference | DOC 108770 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 2020010461 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $81.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 963 POLAR BEAR LN, 963, FRASER, CO 80442 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 740 BONNIE BRAE BLVD, DENVER, CO 80209-4707 |
The 2025 property tax bill for 963 Polar Bear Ln was $4,761.
Source: Grand County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Grand County |
| Unified School District | East Grand School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,761.00 | $87,270 Land $16,880 Building $70,390 | $1,396,230 Land $270,000 Building $1,126,230 |
| 2023 | $4,059.00 (+41.92%) | $75,730 (+54.68%) Land $11,500 Building $64,230 | $1,130,330 (+60.46%) Land $171,650 Building $958,680 |
| 2022 | $2,860.00 | $48,960 Land $6,950 Building $42,010 | $704,420 Land $100,000 Building $604,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 963 Polar Bear Ln in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 30 units insured incl. 27 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 963 Polar Bear Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 49% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ElektraFi Fixed Wireless | 400 / 60 |
May also be available: AT&T, CenturyLink, Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures