Grand County property record for 1024 Polar Bear Ln, Fraser, CO 80442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,852 sqft · built 1982 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,110,000 (Mar 2026) |
| Tax Bill | $3,078 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2026 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | R074370 |
| Primary APN | R074370 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 1,852 sqft |
| Gross Area | 2,012 sqft |
| 1st Floor Area | 940 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 42,253 sqft (0.97 acres) |
| Cooling System | None |
|---|---|
| Heating System | Gas |
| Heating Fuel | Electric |
| Water Source | Well |
| Account Number | R074370 |
|---|---|
| Street Address | 1024 POLAR BEAR LN |
| City | FRASER |
| State | CO |
| Zip | 80442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 43 |
| Legal Description | SUBD: ICE BOX ESTATES 1ST SUB LOT: 33 |
| Legal Range | 75W |
| Legal Township | 1S |
| Legal Section | 28 |
| Legal Subdivision | ICE BOX ESTATES 1ST SUB |
| Legal Block | 5 |
| Legal Lot Number | 33 |
| Jurisdiction | GRAND CO |
| Township / Civil Division | GRANBY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 204 |
1024 Polar Bear Ln is owned by two individuals who bought it in March 2026.
Source: Grand County records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1051, WINTER PARK, CO 80482-1051 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Mar 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage PROFESSIONAL MORTGAGE SOURCE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on File |
| Deed Sale | Mar 20, 2026 · Amount on File |
| Prior Sale | Sep 5, 1991 |
| Deed Document Number | 20261695 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND CO |
| Recording Date | May 22, 2026 |
| Property Address | 1024 POLAR BEAR LN, FRASER, CO 80442 |
| Document Number | 0000003223 |
| Instrument Date | May 11, 2026 |
| Instrument | 20263223 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Document Number | 0000003223, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 20263223 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAND CO |
| Recording Date | Mar 20, 2026 |
| Property Address | 1024 POLAR BEAR LN, FRASER, CO 80442 |
| Document Number | 2026001695 |
| Map Reference | DOC 108770 |
| Instrument Date | Mar 9, 2026 |
| Instrument | 2026001695 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 640 S GRAND AVE, PASADENA, CA 91105-2423 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 1051, WINTER PARK, CO 80482-1051 |
| Document Number | 2026001696 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 2026001696 |
| Name | PROFESSIONAL MORTGAGE SOURCE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2025 property tax bill for 1024 Polar Bear Ln was $3,078.
Source: Grand County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Grand County |
| Unified School District | East Grand School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,078.00 | $56,430 Land $16,880 Building $39,550 | $902,760 Land $270,000 Building $632,760 |
| 2023 | $2,476.00 (+38.63%) | $46,210 (+51.11%) Land $11,170 Building $35,040 | $689,690 (+56.75%) Land $166,710 Building $522,980 |
| 2022 | $1,786.00 | $30,580 Land $6,950 Building $23,630 | $440,000 Land $100,000 Building $340,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1024 Polar Bear Ln in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 30 units insured incl. 27 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1024 Polar Bear Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 60% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ElektraFi Fixed Wireless | 400 / 60 |
May also be available: AT&T, CenturyLink.
5G (outdoors only) and 4G LTE
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