963 Oneida St, Joliet, IL 60435 Property Records

Will County property record for 963 Oneida St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 952 sqft · built 1940
Lot Size	0.167 acres (7,273 sqft)
Owner	Individual Name on Record
Last Sale	$247,500 (Jan 2026)
Tax Bill	$5,372 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`30-07-08-412-032`

Property Details

APN / Parcel Number

Primary APN	`30-07-08-412-032`
Alternative APN	`07084120320000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	952 sqft
Gross Area	1,428 sqft
Basement Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Construction Type	Frame
Lot Area	7,273 sqft (0.167 acres)
Lot Dimensions	124 ft deep x 59 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	963 ONEIDA ST
City	JOLIET
State	IL
Zip	60435-7357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 IN PAUL G O'NEAL'S SUB OF THAT PRT OF LOTS 12 13 IN T P FORDS SUB OF THE W 100 ACRES OF THE SE1/4 OF SEC 8, T35N-R10E
Legal Range	10E
Legal Township	35N
Legal Section	08
Legal Subdivision	PAUL G ONEALS
Legal Lot Number	17
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2002
Census Tract	882701

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2911 CLEARVIEW DR, JOLIET, IL 60436-9748
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA
Sep 27, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	20263966
Prior Transfer Date	May 2, 2013
Prior Transfer Doc	0000107255
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 21, 2026
Property Address	963 ONEIDA ST, JOLIET, IL 60435-7357
Document Number	0000003966
Instrument Date	Sep 24, 2025
Instrument	R2026003966
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	963 ONEIDA ST, JOLIET, IL 60435-7357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 ONEIDA ST, JOLIET, IL 60435-7357

Mortgage

Document Number	0000003967
Date	Jan 21, 2026
Instrument	R2026003967

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2055

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 27, 2018
Property Address	963 ONEIDA ST, JOLIET, IL 60435-7357
Document Number	0000068011
Instrument Date	Aug 30, 2018
Instrument	68011
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$237.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 ONEIDA ST JOLIET IL 604357357, JOLIET, IL 60435-7357

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,372.00 (+5.98%)	$74,897 (+9.3%) Land $16,221 Building $58,676	$224,691 (+9.3%) Land $48,663 Building $176,028
2024	$5,069.00 (+11.87%)	$68,524 (+24.42%) Land $14,841 Building $53,683	$205,572 (+24.42%) Land $44,523 Building $161,049
2022	$4,531.00 Homeowner's exemption	$55,073 Land $11,928 Building $43,145	$165,219 Land $35,784 Building $129,435

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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