959 Oneida St, Joliet, IL 60435 Property Records

Will County property record for 959 Oneida St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	840 sqft · built 1928
Lot Size	0.128 acres (5,566 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Feb 2019)
Tax Bill	$5,426 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-08-412-034`

Property Details

APN / Parcel Number

Primary APN	`30-07-08-412-034`
Alternative APN	`07084120340000`

Interior

Stories	1 Story
Building Area	840 sqft
Gross Area	1,260 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	5,566 sqft (0.128 acres)
Lot Dimensions	124 ft deep x 43 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	959 ONEIDA ST
City	JOLIET
State	IL
Zip	60435-7357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 IN CAGWIN MACK'S SUB OF LOT 14 OF T P FORDS SUB OF THE W 100 ACRES OF THE SE1/4 OF SEC 8, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	08
Legal Subdivision	CAGWMACK'S ACRES
Legal Lot Number	14
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2002
Census Tract	882701

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	959 ONEIDA ST, JOLIET, IL 60435-7357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Feb 22, 2019	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2019 · Amount on Record
Deed Sale	Feb 22, 2019 · Amount on Record
Deed Document Number	201910180
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	959 ONEIDA ST, JOLIET, IL 60435-7357
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102142
Date	Sep 16, 2021
Instrument	R2021102142

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.75%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 22, 2019
Property Address	959 ONEIDA ST, JOLIET, IL 60435-7357
Document Number	0000010180
Instrument Date	Feb 13, 2019
Instrument	10180
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	959 ONEIDA ST JOLIET IL 604357357, JOLIET, IL 60435-7357

Mortgage

Document Number	10181
Date	Feb 22, 2019
Instrument	10181

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,426.00 (+18.55%)	$75,574 (+9.3%) Land $12,564 Building $63,010	$226,722 (+9.3%) Land $37,692 Building $189,030
2024		$69,144 (+24.42%) Land $11,495 Building $57,649	$207,432 (+24.42%) Land $34,485 Building $172,947
2022	$4,577.00 Homeowner's exemption	$55,571 Land $9,238 Building $46,333	$166,713 Land $27,714 Building $138,999

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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