963 Cutter St, Henderson, NV 89011 Property Records

Clark County property record for 963 Cutter St, Henderson, NV 89011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,034 sqft · built 2019
Lot Size	0.137 acres (5,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jan 2025)
Tax Bill	$3,793 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160-33-717-008`

Property Details

APN / Parcel Number

Primary APN	`160-33-717-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,034 sqft Living Area
Gross Area	2,654 sqft
1st Floor Area	2,034 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,985 sqft (0.137 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	963 CUTTER ST
City	HENDERSON
State	NV
Zip	89011-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLDALE ESTATES AKA LAKEVIEW ESTATES PLAT BOOK 155 PAGE 62 LOT 8
Legal Range	63E
Legal Township	21S
Legal Section	33
Legal Subdivision	HILLDALE ESTATES AKA LAKEVIEW ESTATES
Legal Lot Number	8
Jurisdiction	CLARK NV
Township / Civil Division	LAS VEGAS
Census Block Group	1
Census Block	1051
Census Tract	5437

Owner

Source: Clark County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	963 CUTTER ST, HENDERSON, NV 89011-3133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 28, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 19, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage ALL WESTERN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2025 · Amount on Record
Deed Sale	Jan 28, 2025 · Amount on Record
Prior Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	20251052
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	963 CUTTER ST, HENDERSON, NV 89011-3133
Transaction Type	Mortgage
Record Updated	May 11, 2026
Title Company	TOWNSGATE CLOSING SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000903
Date	Oct 16, 2025
Instrument	20251016-0000903

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	SOFR Average 30-Day
Max Rate	10%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	963 CUTTER ST, HENDERSON, NV 89011-3133
Transaction Type	Mortgage
Record Updated	May 11, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000175
Date	Jul 2, 2021
Instrument	20210702-0000175

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

January 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLARK NV
Recording Date	Jan 28, 2025
Property Address	963 CUTTER ST, HENDERSON, NV 89011-3133
Document Number	0000001052
Map Reference	MB 155 PG 62
Instrument Date	Jan 24, 2025
Instrument	20250128-0001052
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	SOURCE TITLE AGENCY LLC, RESOURCE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,754.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 LAYKEN LANE, REIDVILLE, SC 29375

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	963 CUTTER ST, HENDERSON, NV 89011-3133

Mortgage

Document Number	0000001053
Date	Jan 28, 2025
Instrument	20250128-0001053

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

July 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLARK NV
Recording Date	Jul 19, 2019
Property Address	963 CUTTER ST, HENDERSON, NV 89011-3133
Document Number	0000000636
Map Reference	MB 155 PG 62
Instrument Date	Jul 17, 2019
Instrument	20190719-0000636
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,907.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3585 S TOWN CENTER DR, 3585, LAS VEGAS, NV 89135-3019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	963 CUTTER ST, HENDERSON, NV 89011-3133

Mortgage

Document Number	0000000637
Date	Jul 19, 2019
Instrument	20190719-0000637

Lender

Name	ALL WESTERN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Clark County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Clark County
Municipality	Henderson City
Unified School District	Clark County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,793.00 (+6.07%)	$175,251 (-0.16%) Land $43,050 Building $132,201
2024		$175,526 Land $50,400 Building $125,126	$501,503 (+8.15%) Land $144,000 Building $357,503
2023	$3,576.00
2022			$463,726 Land $130,000 Building $333,726

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 336,534 people · EPA ID NV0000076
Water Source	Purchased surface water from SOUTHERN NEVADA WATER SYSTEM
Last State Inspection	Dec 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
isp.net Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, WeLink Communications.

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