962 W Main St, Merced, CA 95340 Property Records

Merced County property record for 962 W Main St, Merced, CA 95340

Property Summary

Property Type	Commercial
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Feb 2021)
Tax Bill	$4,647 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`031-122-001-000`

Property Details

APN / Parcel Number

Primary APN	`031-122-001-000`
Alternative APN	`031-122-001`

Exterior

Lot Area	7,500 sqft (0.172 acres)

Location & Zoning

Old Parcel Number	031-122-001
Street Address	962 W MAIN ST
City	MERCED
State	CA
Zip	95340-4519
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CC
Legal Description	MERCED LOT 8 BLK 183
Legal Subdivision	MERCED
Legal Block	183
Legal Lot Number	8
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3041
Census Tract	1301

Owner

Source: Merced County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3319 M ST, MERCED, CA 95348-2735
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Commercial Mortgage DAVID M LOHRIAN AND KELLY E LEHRIAN REVO
Oct 16, 2025	Deed of Trust, Mortgage · Commercial Mortgage STERLING PACIFIC LENDING INC
Oct 12, 2022	Deed of Trust, Mortgage · Construction Mortgage STEWARD REVOCABLE TRUST
Feb 25, 2021	Grant Deed, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Deed Document Number	20218817
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	962 W MAIN ST, MERCED, CA 95340-4519
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3319 M ST, MERCED, CA 95348-2735

Mortgage

Document Number	0000002336
Date	Jan 30, 2026
Instrument	2026002336

Lender

Name	DAVID M LOHRIAN AND KELLY E LEHRIAN REVO
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	962 W MAIN ST, MERCED, CA 95340-4519
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3319 M ST, MERCED, CA 95348-2735

Mortgage

Document Number	0000027507
Date	Oct 16, 2025
Instrument	2025027507

Lender

Name	STERLING PACIFIC LENDING INC
Type	Non-Lending Institution
Address	WATSONVILLE, CA 95076

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	962 W MAIN ST, MERCED, CA 95340-4519
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	DOMA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3319 M ST, MERCED, CA 95348-2735

Mortgage

Document Number	0000035265
Date	Oct 12, 2022
Instrument	2022035265

Lender

Name	STEWARD REVOCABLE TRUST
Type	Private Party

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Feb 25, 2021
Property Address	962 W MAIN ST, MERCED, CA 95340-4519
Document Number	0000008817
Map Reference	MB 2 PG 12
Instrument Date	Feb 19, 2021
Instrument	2021008817
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3319 M ST, MERCED, CA 95348-2735

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$301,546 (+1.33%) Land $110,406 Building $191,140
2025	$4,647.00 (+38.1%)	$297,595 (+56.69%) Land $108,242 Building $189,353
2023	$3,365.00 (-1.98%)	$189,924 Land $104,040 Building $85,884
2022	$3,433.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	167.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 83 policies
Nearby Flood Policies	83 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	Dec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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