912 W Main St, Merced, CA 95340 Property Records

Merced County property record for 912 W Main St, Merced, CA 95340

Property Summary

Property Type	Commercial
Details	8,822 sqft · built 1948
Lot Size	0.689 acres (30,000 sqft)
Owner	Company Name on Record
Last Sale	$1,155,000 (Jun 2022)
Tax Bill	$3,319 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`031-122-019-000`

Property Details

APN / Parcel Number

Primary APN	`031-122-019-000`
Alternative APNs	`031122005000` `031-122-019`

Exterior

Lot Area	30,000 sqft (0.689 acres)

Location & Zoning

Old Parcel Number	031-122-019
Street Address	912 W MAIN ST
City	MERCED
State	CA
Zip	95340
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CC
Legal Description	MERCED LOT 2 - 5 BLK 183
Legal Subdivision	MERCED
Legal Block	183
Legal Lot Number	2-5
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3041
Census Tract	1301

Owner

Source: Merced County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2954, MERCED, CA 95344-0954
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Grant Deed, Transfer · Conventional Mortgage VELOCITY COMMERCIAL CAPITAL LLC
Jun 23, 2022	Grant Deed, Transfer · Commercial Mortgage DOUGLAS MCRAE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Prior Sale	Oct 31, 2011 · Amount on Record
Deed Document Number	202223996
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 16, 2026
Property Address	912 W MAIN ST, MERCED, CA 95340
Document Number	0000024689
Instrument Date	Aug 25, 2026
Instrument	202624689
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000024690,
Date	Sep 16, 2026
Instrument	202624690

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 23, 2022
Property Address	912 W MAIN ST, MERCED, CA 95340
Document Number	0000023996
Map Reference	DOC 2011-007540
Instrument Date	Jun 14, 2022
Instrument	2022023996
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 W MAIN ST, MERCED, CA 95340

Mortgage

Document Number	0000023997
Date	Jun 23, 2022
Instrument	2022023997

Lender

Name	DOUGLAS MCRAE
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,414,116 (+1.92%) Land $584,513 Building $1,829,603
2025	$3,319.00 (-16.59%) Additional exemption filed	$2,368,550 (+11.39%) Land $573,052 Building $1,795,498
2023	$3,979.00 (-55.99%)	$2,126,294 Land $550,800 Building $1,575,494
2022	$9,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 83 policies
Nearby Flood Policies	83 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	Dec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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