Madison County property record for 962 Siesta Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $225,000 (Apr 2022) |
| Tax Bill | $2,121 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage Jun 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R012-0005-0061 |
| Primary APN | R012-0005-0061 |
|---|---|
| Alternative APNs |
|
| Account Number | 63930 |
|---|---|
| Street Address | 962 SIESTA DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-3406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN HILLS LOT 61 |
| Legal Subdivision | SOUTHERN HI |
| Legal Block | 2 |
| Legal Lot Number | 61 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10902 |
962 Siesta Dr is owned and occupied by an individual who bought it in April 2022.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 962 SIESTA DR, RICHMOND, KY 40475-3406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSITY OF KENTUCKY FCU |
| Jun 5, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage WEICHERT FINANCIAL SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2022 · Amount on File |
| Deed Sale | Apr 5, 2022 · Amount on File |
| Deed Document Number | 2014084856 |
| Deed Book / Page | D821 / 58 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 962 SIESTA DR, RICHMOND, KY 40475-3406 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2234/316 |
|---|---|
| Date | May 17, 2023 |
| Book Page | M2234/316 |
| Instrument | 2014145463 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 962 SIESTA DR, RICHMOND, KY 40475-3406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01745/551 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | M01745/551 |
| Instrument | 2013959620 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 5, 2022 |
| Property Address | 962 SIESTA DR, RICHMOND, KY 40475-3406 |
| Document Number | 000D821/58 |
| Book / Page | D821 / 58 |
| Map Reference | MB 5 PG 7 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2014084856 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | METRO TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 COUNTRY DR, HUSTONVILLE, KY 40437-8715 |
| Name | Verified Name |
|---|---|
| Address | 962 SIESTA DR, RICHMOND, KY 40475-3406 |
| Document Number | 2014084857 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 2014084857 |
| Name | WEICHERT FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 962 Siesta Dr was $2,121 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,121.00 Additional exemption filed | $225,000 | $225,000 |
| 2023 | $2,182.00 (+95.87%) | $225,000 (+45.16%) | $225,000 (+45.16%) |
| 2022 | $1,114.00 Homeowner's exemption | $155,000 | $155,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 962 Siesta Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 962 Siesta Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures