Madison County property record for 950 Siesta Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,479 sqft |
| Owner | 2 Individual Names on File |
| Last Sale | $131,000 (May 2005) |
| Tax Bill | $1,914 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R012-0005-0058 |
| Primary APN | R012-0005-0058 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,479 sqft Living Area |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick Veneer |
| Garage Type | Basement |
| Garage Area | 558 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 75866 |
|---|---|
| Street Address | 950 SIESTA DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-3406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN HILLS LOT 58 |
| Legal Subdivision | SOUTHERN HI |
| Legal Lot Number | 58 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10902 |
950 Siesta Dr is owned and occupied by two individuals who bought it in May 2005.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 950 SIESTA DR, RICHMOND, KY 40475-3406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2005 · Amount on File |
| Deed Sale | May 18, 2005 · Amount on File |
| Deed Document Number | 0000589477 |
| Deed Book / Page | D0589 / 477 |
| Prior Transfer Date | May 10, 2005 |
| Prior Transfer Doc | 345283 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 950 SIESTA DR, RICHMOND, KY 40475-3406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | M02013/741 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | M02013/741 |
| Instrument | 2014027840 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 950 Siesta Dr was $1,914 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,914.00 Additional exemption filed | $203,000 | $203,000 |
| 2023 | $1,455.00 (-0.27%) | $150,000 (-) | $150,000 (-) |
| 2022 | $1,459.00 | $150,000 | $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 950 Siesta Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 950 Siesta Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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