962 S Moore School Rd, Troy, MO 63379 Property Records

Lincoln County property record for 962 S Moore School Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,384 sqft · built 2017
Lot Size	10.8 acres (470,884 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,900 (Jun 2016)
Tax Bill	$3,279 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jul 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-08-000-000-007.001`

Property Details

APN / Parcel Number

Primary APN	`19-30-08-000-000-007.001`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,384 sqft Living Area
Basement Area	1,332 sqft
Unfinished Basement	1,332 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	470,884 sqft (10.8 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	962 S MOORE SCHOOL RD
City	TROY
State	MO
Zip	63379-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.810 AC TRACT OF LAND IN NE1/4 OF SE1/4 SEC 8
Legal Range	01W
Legal Township	48N
Legal Section	08
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3042
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	962 S MOORE SCHOOL RD, TROY, MO 63379-3831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Jul 22, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 19, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2016 · Amount on Record
Deed Sale	Jun 15, 2016 · Amount on Record
Deed Document Number	20164793
Deed Book / Page	2399 / 795
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	962 S MOORE SCHOOL RD, TROY, MO 63379-3831
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02418/0499
Date	Dec 27, 2017
Book Page	2418/0499
Instrument	2017011991

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	962 S MOORE SCHOOL RD, TROY, MO 63379-3831
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02436/0190
Date	Jul 22, 2019
Book Page	2436/0190
Instrument	2019006057

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	962 S MOORE SCHOOL RD, TROY, MO 63379-3831
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002455/529
Date	Nov 19, 2020
Book Page	2455/529
Instrument	2020013611

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,353 (-) Land $3,458 Building $50,895
2025	$3,279.00 (+5.2%)	$54,353 (+6.57%) Land $3,458 Building $50,895	$286,070 (+6.57%) Land $18,200 Building $267,870
2023	$3,117.00 (+5.06%)	$51,004 Land $3,268 Building $47,736	$268,440 Land $17,200 Building $251,240
2022	$2,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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