895 S Moore School Rd, Troy, MO 63379 Property Records

Lincoln County property record for 895 S Moore School Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,652 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,400 (Jun 2017)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-08-000-000-002.011`

Property Details

APN / Parcel Number

Primary APN	`19-30-08-000-000-002.011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,652 sqft Living Area
Basement Area	512 sqft
Unfinished Basement	512 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Rustic
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	895 S MOORE SCHOOL RD
City	TROY
State	MO
Zip	63379-3842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 WOODLAND TRAILS
Legal Range	01W
Legal Township	48N
Legal Section	08
Legal Subdivision	WOODLAND TRAILS
Legal Lot Number	1
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3042
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	895 S MOORE SCHOOL RD, TROY, MO 63379-3842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jun 19, 2017	Warranty Deed, Transfer · FHA Mortgage GERSHMAN MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2017 · Amount on Record
Deed Sale	Jun 19, 2017 · Amount on Record
Prior Sale	Apr 16, 2012 · Amount on Record
Deed Document Number	20175630
Deed Book / Page	2412 / 175
Prior Transfer Date	Oct 21, 2010
Prior Transfer Doc	02165/0045
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	895 S MOORE SCHOOL RD, TROY, MO 63379-3842
Transaction Type	Mortgage
Record Updated	Aug 8, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 S MOORE SCHOOL RD, TROY, MO 63379-3842

Mortgage

Document Number	002490/258
Date	May 9, 2023
Book Page	2490/258
Instrument	2023003447

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	83369

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	895 S MOORE SCHOOL RD, TROY, MO 63379-3842
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02440/0659
Date	Nov 20, 2019
Book Page	2440/0659
Instrument	2019010562

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 19, 2017
Property Address	895 S MOORE SCHOOL RD, TROY, MO 63379-3842
Document Number	02412/0175
Book / Page	2412 / 0175
Map Reference	MB12 PG88
Instrument Date	Jun 15, 2017
Instrument	2017005630
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 FERRYBOAT LN, 97, SUNRISE BEACH, MO 65079-7875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 S MOORE SCHOOL RD, TROY, MO 63379-3842

Mortgage

Document Number	2017005631
Date	Jun 19, 2017
Instrument	2017005631

Lender

Name	GERSHMAN MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,576 (-) Land $9,215 Building $38,361
2025	$2,908.00 (+7.07%)	$47,576 (+8.52%) Land $9,215 Building $38,361	$250,400 (+8.53%) Land $48,500 Building $201,900
2023	$2,716.00 (+4.46%)	$43,839 Land $7,315 Building $36,524	$230,730 Land $38,500 Building $192,230
2022	$2,600.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000

May also be available: Spectrum, Systec Wireless Communications, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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