962 Riversedge Cir, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 962 Riversedge Cir, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	1 ba · 912 sqft · built 1983
Lot Size	0.061 acres (2,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Aug 2009)
Tax Bill	$2,634 (2025)
Deeds & Mortgages	Feb 2026 Transfer May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-892-90036929`

Property Details

APN / Parcel Number

Primary APN	`02-892-90036929`
Alternative APNs	`2-892-90036929` `89290036929`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,647 sqft (0.061 acres)
Porch	Open Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89290036929
Street Address	962 RIVERSEDGE CIR
City	ANNAPOLIS
State	MD
Zip	21401-6809
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 18 SC 413 PL 2 HERITAGE HARBOUR
Legal Subdivision	HERITAGE HARBOUR
Legal Block	1
Legal Lot Number	18
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	751600

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	962 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-6809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Intrafamily Transfer, Transfer
May 2, 2019	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2009 · Amount on Record
Deed Sale	Aug 21, 2009 · Amount on Record
Prior Sale	Jun 25, 1999 · Amount on Record
Deed Document Number	20095332
Deed Book / Page	21312 / 230
Last Transfer Date	Feb 13, 2026
Transfer Doc	0420840001
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 17, 2026
Property Address	962 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-6809
Document Number	0420840001
Book / Page	42084 / 1
Map Reference	MB 88 PL 4
Instrument Date	Feb 13, 2026
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-6809

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	962 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-6809
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0330940105
Date	May 2, 2019
Book Page	33094/105

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 11, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	962 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-6809
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-6809

Mortgage

Document Number	0364680367
Date	Apr 2, 2021
Book Page	36468/367

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,300 (+5.86%) Land $150,000 Building $123,300	$273,300 (-) Land $150,000 Building $123,300
2025	$2,634.00 (+2.53%) Homeowner's exemption	$258,167 (+13.28%)	$273,300 (+19.92%) Land $150,000 Building $123,300
2024	$2,569.00 (+24.29%)
2023	$2,067.00 Homeowner's exemption	$227,900 Land $130,000 Building $97,900	$227,900 Land $130,000 Building $97,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riversedge Cir

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