954 Riversedge Cir, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 954 Riversedge Cir, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	2 ba · 1,321 sqft · built 1985
Lot Size	0.042 acres (1,819 sqft)
Owner	Individual Name on File
Last Sale	$413,000 (May 2026)
Tax Bill	$3,621 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-892-90036951`

Property Details

APN / Parcel Number

Primary APN	`02-892-90036951`
Alternative APNs	`2-892-90036951` `89290036951`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,321 sqft Living Area
1st Floor Area	1,321 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,819 sqft (0.042 acres)
Porch	Open Porch
Porch Area	48 sqft
Deck Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89290036951
Street Address	954 RIVERSEDGE CIR
City	ANNAPOLIS
State	MD
Zip	21401-6806
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 22 SC 413 PL 3 HERITAGE HARBOUR
Legal Subdivision	HERITAGE HARBOUR
Legal Block	1
Legal Lot Number	22
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	751600

Owner

954 Riversedge Cir, a townhouse, is owned and occupied by an individual who bought it in May 2026.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	954 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-6806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on File
Deed Sale	May 27, 2026 · Amount on File
Prior Sale	May 16, 2024 · Amount on File
Deed Book / Page	42382 / 405
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 27, 2026
Property Address	954 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-6806
Document Number	4238000405
Book / Page	42382 / 405
Instrument Date	May 22, 2026
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	BRENNAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$417,130.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	954 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-6806

Mortgage

Document Number	4238000412,
Date	May 27, 2026
Book Page	42382/412

Lender

Name	TRUST BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 954 Riversedge Cir was $3,621.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,600 (+6.92%) Land $150,000 Building $174,600	$324,600 (-) Land $150,000 Building $174,600
2025	$3,621.00 Homeowner's exemption	$303,600	$324,600 Land $150,000 Building $174,600
2023	$2,856.00	$261,600 Land $130,000 Building $131,600	$261,600 Land $130,000 Building $131,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 954 Riversedge Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 954 Riversedge Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880