962 Ottoman Ferry Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 962 Ottoman Ferry Rd, Lancaster, VA 22503

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,008 sqft · built 1986
Lot Size1.52 acres (66,342 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Dec 2019)
Tax Bill$7 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25 253C

Property Details

APN / Parcel Number

Primary APN25 253C
Alternative APN
  • 6662

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area2,072 sqft
1st Floor Area1,008 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2001
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area66,342 sqft (1.52 acres)

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area24 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number6662
Street Address962 OTTOMAN FERRY RD
CityLANCASTER
StateVA
Zip22503-4002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal DescriptionNR OTTOMAN 1.523 AC LR19/2089
Legal SubdivisionSALLY J MARSH PROP
JurisdictionLANCASTER VA
Township / Civil Division1
Census Block Group4
Census Block4029
Census Tract30100

Owner

Source: Lancaster County assessment roll, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address962 OTTOMAN FERRY RD, LANCASTER, VA 22503-4002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 16, 2019 · Amount on Record
Deed SaleDec 16, 2019 · Amount on Record
Prior SaleAug 15, 2012 · Amount on Record
Deed Document Number20192089
Record UpdatedJun 8, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER VA
Recording DateDec 16, 2019
Property Address962 OTTOMAN FERRY RD, LANCASTER, VA 22503-4002
Document Number190002089
Instrument DateNov 14, 2019
Instrument190002089
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address962 OTTOMAN FERRY RD, LANCASTER, VA 22503-4002

Mortgage

Document Number190002090
DateDec 16, 2019
Instrument190002090
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7.00 (-98.53%)$128,300 (+70.16%) Land $10,000 Building $118,300$128,300 (+70.16%) Land $10,000 Building $118,300
2023$475.00$75,400 Land $10,000 Building $65,400$75,400 Land $10,000 Building $65,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Nearby Flood Policies47 in force
Nearby Flood Claims28 (1998–2018)
Claims Outside the SFHA4 of 28
Most Recent ClaimNov 2018 · other causes
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims
  • Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Virginia Everywhere
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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