757 Ottoman Ferry Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 757 Ottoman Ferry Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,328 sqft · built 1964
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7 (2025)
Deeds & Mortgages	Apr 2026 Sale Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25 228`

Property Details

APN / Parcel Number

Primary APN	`25 228`
Alternative APN	`6621`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	2,336 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1982
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Patio
Porch Area	64 sqft
Patio Area	352 sqft
Shed	1 Shed
Shed Area	144 sqft
Lean-To	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6621
Street Address	757 OTTOMAN FERRY RD
City	LANCASTER
State	VA
Zip	22503-4046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	SPRING HILL 2 AC LR08/1755
Legal Subdivision	SPRING HILL
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	3
Census Block	3018
Census Tract	30100

Owner

Source: Lancaster County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	757 OTTOMAN FERRY RD, LANCASTER, VA 22503-4046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Distribution, Transfer NONE LISTED ON DOCUMENT
Mar 6, 2026	Intrafamily Transfer, Transfer
Sep 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	LANCASTER VA
Recording Date	Apr 24, 2026
Property Address	757 OTTOMAN FERRY RD, LANCASTER, VA 22503-4046
Document Number	0000000766
Instrument Date	Apr 2, 2026
Instrument	2026766
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 OTTOMAN FERRY RD, LANCASTER, VA 22503-4046

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER VA
Recording Date	Mar 6, 2026
Property Address	757 OTTOMAN FERRY RD, LANCASTER, VA 22503-4046
Document Number	0260000435
Map Reference	DOC 80001755
Instrument Date	May 20, 2025
Instrument	260000435
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 OTTOMAN FERRY RD, LANCASTER, VA 22503-4046

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	757 OTTOMAN FERRY RD, LANCASTER, VA 22503-4046
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002020
Date	Sep 15, 2020
Instrument	200002020

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7.00 (-96.43%)	$131,000 (+82.2%) Land $11,000 Building $120,000	$131,000 (+82.2%) Land $11,000 Building $120,000
2023	$196.00	$71,900 Land $11,000 Building $60,900	$71,900 Land $11,000 Building $60,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1985–2020)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2020
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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