Walton County property record for 962 Northshore Dr, Miramar Beach, FL 32550
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,995 sqft · built 1992 |
| Lot Size | 0.032 acres (1,397 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,020,000 (Oct 2025) |
| Tax Bill | $8,261 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 27-2S-21-42730-000-0962 |
| Primary APN | 27-2S-21-42730-000-0962 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,995 sqft Living Area |
| Gross Area | 2,326 sqft |
| Flooring | Tile |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 1,397 sqft (0.032 acres) |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 962 NORTHSHORE DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4540 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | SD |
| Legal Description | PARCEL 962 PH THREE OF NORTH SHORE & INTEREST IN ALL COMMON & DESIGNATED LIMITED COMMON ELEMENTS PB 9-39 OR 915-22 OR 1876-154 OR 2535-609 OR 2959-4697 OR 3200-3071 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | COMMON & DESIGNATED LIMITED COMMON ELEME |
| Legal Phase | 3 |
| Legal Block | 9 |
| Legal Lot Number | 962 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950609 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2208 SHERLUCK CT, CELINA, TX 75009-2240 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK NA |
| Jun 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on Record |
| Deed Sale | Oct 6, 2025 · Amount on Record |
| Prior Sale | Jun 1, 2021 · Amount on Record |
| Deed Document Number | 202536301 |
| Deed Book / Page | 3373 / 1783 |
| Prior Transfer Date | Aug 28, 2014 |
| Prior Transfer Doc | 0029594697 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 6, 2025 |
| Property Address | 962 NORTHSHORE DR, MIRAMAR BEACH, FL 32550-4540 |
| Document Number | 0033731783 |
| Book / Page | 3373 / 1783 |
| Map Reference | MB 9 PG 39&39A |
| Instrument Date | Sep 28, 2025 |
| Instrument | 20250036301 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | ARK TITLE SERVICES LLC, AQUARK TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9817 WINDROSE CIR, CHATTANOOGA, TN 37421-4810 |
| Name | Verified Name |
|---|---|
| Address | 2208 SHERLUCK CT, CELINA, TX 75009-2240 |
| Investor | Possibly a Property Investor |
| Document Number | 0033731785 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 3373/1785 |
| Name | FIDELITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.7% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 1, 2021 |
| Property Address | 962 NORTHSHORE DR, MIRAMAR BEACH, FL 32550-4540 |
| Document Number | 0032003071 |
| Book / Page | 3200 / 3071 |
| Map Reference | MB 9 PG 39&39A |
| Instrument Date | May 20, 2021 |
| Instrument | 20210027484 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9535 EDNAM CV, 9535, GERMANTOWN, TN 38139-6821 |
| Name | Verified Name |
|---|---|
| Address | 9817 WINDROSE CIR, CHATTANOOGA, TN 37421-4810 |
| Document Number | 32003073 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 3200/3073 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,261.00 (+7.37%) | $980,186 (+7.09%) Land $200,000 Building $780,186 | $980,186 (+7.09%) Land $200,000 Building $780,186 |
| 2024 | $7,694.00 (+19.77%) | $915,318 (+29.46%) Land $125,000 Building $790,318 | $915,318 (+29.46%) Land $125,000 Building $790,318 |
| 2023 | $6,424.00 (+7.86%) | $707,033 (+1%) Building $707,033 | $707,033 (+1%) Building $707,033 |
| 2022 | $5,956.00 | $642,758 Building $642,758 | $642,758 Building $642,758 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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