Walton County property record for 960 Northshore Dr, Miramar Beach, FL 32550
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,406 sqft · built 1992 |
| Lot Size | 0.094 acres (4,129 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,000 (Jan 2021) |
| Tax Bill | $7,553 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2021 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 27-2S-21-42730-000-0960 |
| Primary APN | 27-2S-21-42730-000-0960 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,406 sqft Living Area |
| Gross Area | 2,938 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tin |
| Lot Area | 4,129 sqft (0.094 acres) |
| Garage Type | Finished |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1056756 |
|---|---|
| Street Address | 960 NORTHSHORE DR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4540 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | SD |
| Legal Description | PARCEL 960 PH 3 NORTH SHORE TOWNHOMES PB 9-39 & INT IN ALL COMMON ELEMENTS AND DESIGNATED LIMITED COMMON ELEMENTS (GARAGE |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | NORTHSHORE TWNHMS 1-4 |
| Legal Phase | 3 |
| Legal Lot Number | 960 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950609 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3759 OAK POINT CIR, MANTUA, OH 44255-9378 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Jan 7, 2021 | Warranty Deed, Transfer BURKE LAW AND TITLE LLC |
| May 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2021 · Amount on Record |
| Deed Sale | Jan 7, 2021 · Amount on Record |
| Prior Sale | May 27, 2020 · Amount on Record |
| Deed Document Number | 20210000812 |
| Deed Book / Page | 3177 / 3459 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 960 NORTHSHORE DR, MIRAMAR BEACH, FL 32550-4540 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3759 OAK POINT CIR, MANTUA, OH 44255-9378 |
| Document Number | 0031744720 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 3174/4720 |
| Instrument | 20200053088 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 7, 2021 |
| Property Address | 960 NORTHSHORE DR, MIRAMAR BEACH, FL 32550-4540 |
| Document Number | 0031773459 |
| Book / Page | 3177 / 3459 |
| Map Reference | MB 9 PG 39-39A |
| Instrument Date | Dec 28, 2020 |
| Instrument | 20210000812 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | BURKE LAW AND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3536 S LAKESHORE DR, 3536, BATON ROUGE, LA 70808-3628 |
| Name | Verified Name |
|---|---|
| Address | 3759 OAK POINT CIR, MANTUA, OH 44255-9378 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 27, 2020 |
| Property Address | 960 NORTHSHORE DR, MIRAMAR BEACH, FL 32550-4540 |
| Document Number | 0031441094 |
| Book / Page | 3144 / 1094 |
| Map Reference | MB 9 PG 39 |
| Instrument Date | May 26, 2020 |
| Instrument | 20200017901 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | BURKE LAW AND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3536 S LAKESHORE DR, 3536, BATON ROUGE, LA 70808-3628 |
| Name | Verified Name |
|---|---|
| Address | 3759 OAK POINT CIR, MANTUA, OH 44255-9378 |
| Document Number | 0031441096 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 3144/1096 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,204,049 (+48.23%) Land $250,000 Building $954,049 | $1,204,049 (+48.23%) Land $250,000 Building $954,049 | |
| 2024 | $7,553.00 (+26.69%) | ||
| 2023 | $5,962.00 (+7.6%) | $812,272 (+1%) Building $812,272 | $812,272 (+1%) Building $812,272 |
| 2022 | $5,541.00 | $738,431 Building $738,431 | $738,431 Building $738,431 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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