Russell County property record for 962 Lazy Trail Rd, Nancy, KY 42544
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 2003 |
| Lot Size | 0.501 acres (21,824 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,000 (May 2005) |
| Tax Bill | $695 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 081-30-05-033.00 |
| Primary APN | 081-30-05-033.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,824 sqft (0.501 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 17296901 |
|---|---|
| Street Address | 962 LAZY TRAIL RD |
| City | NANCY |
| State | KY |
| Zip | 42544-5411 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | 81SW-E-33 (LOT 33 & HOUSE) LEISURE ACR |
| Legal Block | E |
| Legal Lot Number | 33 |
| Jurisdiction | RUSSELL KY |
| Township / Civil Division | ELI |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 960400 |
Source: Russell County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6482 JENNIFER CT, LIBERTY TOWNSHIP, OH 45044-5773 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2005 · Amount on Record |
| Deed Sale | May 31, 2005 · Amount on Record |
| Deed Document Number | 108041 |
| Deed Book / Page | DEED 235 / 464 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSSELL KY |
| Property Address | 962 LAZY TRAIL RD, NANCY, KY 42544 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Title Company | VANTAGE LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | MTG414/318 |
|---|---|
| Date | May 1, 2019 |
| Book Page | MTG 414/318 |
| Instrument | 998570 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2029 |
Source: Russell County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Russell County |
| Unified School District | Russell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $695.00 (+15.83%) | $75,000 (+20.97%) | $75,000 (+20.97%) |
| 2023 | $600.00 | $62,000 | $62,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN PULASKI CO WATER DISTRICT serves 23,264 people · EPA ID KY1000363 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Duo County Telephone Cooperative Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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