1002 Lazy Trail Rd, Nancy, KY 42544 Property Records

Russell County property record for 1002 Lazy Trail Rd, Nancy, KY 42544

Property Summary

Property Type	Single Family Home
Details	1,200 sqft
Lot Size	0.439 acres (19,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,000 (Aug 2020)
Tax Bill	$1,993 (2025)
Deeds & Mortgages	Feb 2024 Transfer Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`081-30-05-035.00`

Property Details

APN / Parcel Number

Primary APN	`081-30-05-035.00`
Alternative APN	`17055601`

Interior

Stories	1 Story
Building Area	1,200 sqft Living Area

Exterior

Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	19,160 sqft (0.439 acres)
Garage Type	Attached

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Patio Area	144 sqft
Cabin	Cabin

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	17055601
Street Address	1002 LAZY TRAIL RD
City	NANCY
State	KY
Zip	42544-4491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	81SW-E-35 34.01 (LOTS 34.01 35 & CABIN)
Legal Subdivision	LEISURE ACRES SUB 5
Legal Lot Number	34
Jurisdiction	RUSSELL KY
Township / Civil Division	ELI
Census Block Group	4
Census Block	4030
Census Tract	960400

Owner

Source: Russell County records, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4691 COUNTRY DOWNS DR, MASON, OH 45040-1239
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Intrafamily Transfer, Transfer
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 27, 2018	Warranty Deed, Transfer
Aug 17, 2020	Warranty Deed, Transfer
Nov 27, 2017	Warranty Deed, Transfer · Line of Credit PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Nov 27, 2017 · Amount on Record
Deed Document Number	20201014068
Deed Book / Page	350 / 538
Last Transfer Date	Jan 22, 2024
Transfer Doc	000382/753
Record Updated	Jun 8, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUSSELL KY
Recording Date	Feb 5, 2024
Property Address	1002 LAZY TRAIL RD, NANCY, KY 42544-4491
Document Number	000382/753
Book / Page	382 / 753
Map Reference	CAB 2 PG 554
Instrument Date	Jan 22, 2024
Instrument	4749406
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4691 COUNTRY DOWNS DR, MASON, OH 45040-1239

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSSELL KY
Property Address	1002 LAZY TRAIL RD, NANCY, KY 42544-4491
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	CINCINNATUS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG431/593
Date	Sep 21, 2020
Book Page	MTG 431/593
Instrument	1014657

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSSELL KY
Recording Date	Jul 27, 2018
Property Address	1002 LAZY TRAIL RD, NANCY, KY 42544-4491
Document Number	DEED335/004
Book / Page	DEED 335 / 004
Map Reference	CAB 4 SL 1347
Instrument Date	Jun 6, 2018
Instrument	468338
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 N FRANKLIN RD, GREENWOOD, IN 46143-8858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4691 COUNTRY DOWNS DR, MASON, OH 45040-1239
Investor	Possibly a Property Investor

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSSELL KY
Recording Date	Aug 17, 2020
Property Address	1002 LAZY TRAIL RD, NANCY, KY 42544-4491
Document Number	DEED350/538
Book / Page	DEED 350 / 538
Map Reference	CAB 4 PG 1347-1347
Instrument Date	Jun 6, 2018
Instrument	1014068
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1070 LAZY TRAIL RD, NANCY, KY 42544-4491

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6482 JENNIFER CT, LIBERTY TOWNSHIP, OH 45044-5773

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSSELL KY
Recording Date	Nov 27, 2017
Property Address	1002 LAZY TRAIL RD, NANCY, KY 42544-4491
Document Number	DEED330/022
Book / Page	DEED 330 / 022
Map Reference	CAB 2 PG 554
Instrument Date	Nov 17, 2017
Instrument	445480
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	CINCINNATUS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 N FRANKLIN RD, GREENWOOD, IN 46143-8856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8800, DAYTON, OH 45401-8800
Mail Care Of	PNC BANK
Investor	Possibly a Property Investor

Mortgage

Document Number	0000445481
Date	Nov 27, 2017
Instrument	445481

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Russell County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Russell County
Unified School District	Russell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,993.00 (-4.27%)	$214,900 (-)	$214,900 (-)
2023	$2,082.00	$214,900	$214,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN PULASKI CO WATER DISTRICT serves 23,264 people · EPA ID KY1000363
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DuoBroadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lazy Trail Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures