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  5. Laurel Mountain View Rd

962 Laurel Mountain View Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 962 Laurel Mountain View Rd, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,099 sqft · built 2020
Lot Size9.68 acres (422,096 sqft)
OwnerIndividual Name on Record
Last Sale$430,000 (May 2022)
Deeds & MortgagesJun 2021 Mortgage
Mar 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN10050885660755

Property Details

APN / Parcel Number

Primary APN10050885660755
Alternative APNs
  • 508856607
  • 508858778
  • 10008936
  • 9939552

Interior

Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Stories2 Stories
Building Area1,099 sqft Heated Area
Gross Area808 sqft
1st Floor Area808 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area422,096 sqft (9.68 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10008936
Old Parcel Number10050885660755
Street Address962 LAUREL MOUNTAIN VIEW RD
CityFLAT ROCK
StateNC
Zip28731-0916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10008936~R3
Legal DescriptionLAUREL MOUNTAIN FOREST LO18&19
Legal SubdivisionLAUREL MOUNTAIN FOREST
Legal Tract19
Legal Block85
Legal Lot Number8778
JurisdictionHENDERSON NC
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1000
Census Tract930201

Owner

Source: Henderson County records, as of April 15, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address232 TIN ROOF AVE, CAPE CANAVERAL, FL 32920-5323
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Mar 15, 2024Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
May 4, 2022Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2022 · Amount on Record
Deed SaleMay 4, 2022 · Amount on Record
Prior SaleMay 4, 2022 · Amount on Record
Deed Document Number0039080093
Deed Book / Page3908 / 93
Last Transfer DateMar 15, 2024
Transfer Doc0041440380
Record UpdatedJun 7, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address962 LAUREL MOUNTAIN VIEW RD, FLAT ROCK, NC 28731-0916
Transaction TypeMortgage
Record UpdatedApr 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037250231
DateJun 7, 2021
Book Page3725/231
Instrument955072
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHENDERSON NC
Recording DateMar 15, 2024
Property Address962 LAUREL MOUNTAIN VIEW RD, FLAT ROCK, NC 28731-0916
Document Number0041440380
Book / Page4144 / 380
Map ReferenceMB 10 PG 54
Instrument DateMar 13, 2024
Instrument1001011684
Transaction TypeTransfer
Record UpdatedApr 19, 2024
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address232 TIN ROOF AVE, CAPE CANAVERAL, FL 32920-5323

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 TIN ROOF AVE, CAPE CANAVERAL, FL 32920-5323

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateMay 4, 2022
Property Address962 LAUREL MOUNTAIN VIEW RD, FLAT ROCK, NC 28731-0916
Document Number0039080093
Book / Page3908 / 93
Map ReferenceCAB C SL 282A
Instrument DateMay 3, 2022
Instrument978986
Transaction TypeTransfer
Record UpdatedApr 19, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address115 HUNTERS TRCE, RUTHERFORDTON, NC 28139-8498

Transferred To (Grantee/Buyer)

NameVerified Name
Address962 LAUREL MOUNTAIN VIEW RD, FLAT ROCK, NC 28731-0916

Mortgage

Document Number0000978987
DateMay 4, 2022
Instrument978987
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$424,700 Land $149,900 Building $274,800$424,700 Land $149,900 Building $274,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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