Henderson County property record for 1075 Laurel Mountain View Rd, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,758 sqft · built 2000 |
| Lot Size | 11.4 acres (499,198 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Feb 2011) |
| Tax Bill | $1,786 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 508977764 |
| Primary APN | 508977764 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,758 sqft Heated Area |
| 1st Floor Area | 576 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 576 sqft |
| Utility Room | Utility Room |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Logs |
| Foundation Type | No Foundation |
| Lot Area | 499,198 sqft (11.4 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 208 sqft |
| Deck Area | 480 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1013840 |
|---|---|
| Street Address | 1075 LAUREL MOUNTAIN VIEW RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-5722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1013840~R3 |
| Legal Description | JAMES W DROOTSAN LO1 PL2011-8240 |
| Legal Subdivision | DANA |
| Legal Block | 97 |
| Legal Lot Number | 7764 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 930201 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 293, DANA, NC 28724-0293 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jul 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2011 · Amount on Record |
| Deed Sale | Feb 9, 2011 · Amount on Record |
| Deed Book / Page | 1452 / 535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 1075 LAUREL MOUNTAIN VIEW RD, FLAT ROCK, NC 28731-5722 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037470578 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 3747/578 |
| Instrument | 958063 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | FLAT ROCK, NC 28731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 1075 LAUREL MOUNTAIN VIEW RD, FLAT ROCK, NC 28731-5722 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037470564 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 3747/564 |
| Instrument | 958062 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,900 (-4.08%) Land $84,400 Building $228,500 | ||
| 2025 | $1,786.00 | ||
| 2023 | $326,200 Land $84,400 Building $241,800 | $312,900 Land $84,400 Building $228,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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