953 Lakeshore Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 953 Lakeshore Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,663 sqft · built 1956
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$129,900 (May 2012)
Tax Bill	$6,020 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`590-0241-0127-00`

Property Details

APN / Parcel Number

Primary APN	`590-0241-0127-00`
Alternative APN	`0058055`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,663 sqft Living Area
Gross Area	3,766 sqft
1st Floor Area	1,663 sqft
Basement Area	1,663 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	199 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	953 LAKESHORE DR
City	CINCINNATI
State	OH
Zip	45231-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESHORE DR 100.25 X 199.52 IRR-LOT 21 LAKEVIEW PARK SEC B
Legal Subdivision	LAKEVIEW PARK
Legal Block	B
Legal Lot Number	21
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3009
Census Tract	22101

Owner

953 Lakeshore Dr is owned and occupied by two individuals who bought it in May 2012.

Source: Hamilton County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	953 LAKESHORE DR, CINCINNATI, OH 45231-2508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Sep 2, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2012 · Amount on File
Deed Sale	May 24, 2012 · Amount on File
Prior Sale	May 1, 2001 · Amount on File
Deed Document Number	201265827
Deed Book / Page	12025 / 1136
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	953 LAKESHORE DR, CINCINNATI, OH 45231-2508
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 LAKESHORE DR, CINCINNATI, OH 45231-2508

Mortgage

Document Number	0000091117
Date	Dec 29, 2023
Book Page	15072/89
Instrument	2023-0091117

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Oct 1, 2050

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	953 LAKESHORE DR, CINCINNATI, OH 45231-2508
Document Number	0000111735
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	953 LAKESHORE DR CINCINNATI OH 452312508, CINCINNATI, OH 45231-2508

Mortgage

Document Number	0000111735
Date	Oct 26, 2020
Book Page	014282/002230
Instrument	111735

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	DALLAS, TX 75251

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 953 Lakeshore Dr was $6,020, down 0.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,020.00 (-0.71%)	$85,124 (-) Land $13,584 Building $71,540	$243,210 Land $38,810 Building $204,400
2024	$6,063.00 (+11.93%)	$85,124 (-) Land $13,584 Building $71,540
2023	$5,417.00 (+20.86%)	$85,124 (+61.77%) Land $13,584 Building $71,540	$243,210 Land $38,810 Building $204,400
2022	$4,482.00 Homeowner's exemption	$52,620 Land $10,798 Building $41,822
2020			$150,340 Land $30,850 Building $119,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 953 Lakeshore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 953 Lakeshore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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