962 Gretchen Ln, San Jose, CA 95117 Property Records

Santa Clara County property record for 962 Gretchen Ln, San Jose, CA 95117

Property Summary

Property Type	Multi-Family Dwellings
Details	1,536 sqft · built 1960
Lot Size	0.152 acres (6,615 sqft)
Owner	Individual Name on Record
Last Sale	$1,310,000 (Jul 2019)
Tax Bill	$20,510 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`299-36-019`

Property Details

APN / Parcel Number

Primary APN	`299-36-019`

Interior

Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1962
Architectural Style	Spanish
Construction Type	Wood
Lot Area	6,615 sqft (0.152 acres)
Lot Dimensions	105 ft deep x 63 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	962 GRETCHEN LN
City	SAN JOSE
State	CA
Zip	95117-2314
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	LOT 5
Legal Subdivision	TRACT NO 2254
Legal Tract	2254
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2005
Census Tract	506304

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3985 WILL ROGERS DR, SAN JOSE, CA 95117-2715
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Oct 18, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jul 5, 2019	Grant Deed, Transfer · ARM COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2019 · Amount on Record
Deed Sale	Jul 5, 2019 · Amount on Record
Deed Document Number	201924219195
Prior Transfer Date	Apr 19, 2016
Prior Transfer Doc	0023292111
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	962 GRETCHEN LN, SAN JOSE, CA 95117-2314
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 GREENE DR, SAN JOSE, CA 95129-4926

Mortgage

Document Number	0025095882
Date	Sep 10, 2021
Instrument	25095882

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	962 GRETCHEN LN, SAN JOSE, CA 95117-2314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024434390
Date	Mar 19, 2020
Instrument	24434390

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.42%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.42%
Index	1-Year LIBOR
Max Rate	8.42%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	962 GRETCHEN LN, SAN JOSE, CA 95117-2314
Document Number	0024343895
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 GREENE DR SAN JOSE CA 951294926, SAN JOSE, CA 95129-4926

Mortgage

Document Number	0024343895
Date	Dec 2, 2019
Instrument	24343895

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 5, 2019
Property Address	962 GRETCHEN LN, SAN JOSE, CA 95117-2314
Document Number	0024219195
Map Reference	MB 99 PG 21
Instrument Date	Jun 28, 2019
Instrument	24219195
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 GREENE DR, SAN JOSE, CA 95129-4926

Mortgage

Document Number	0024219196
Date	Jul 5, 2019
Instrument	24219196

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Moreland School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,461,325 (+6.12%) Land $1,115,517 Building $345,808
2025	$20,510.00
2023		$1,377,042 Land $1,051,178 Building $325,864

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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