956 Gretchen Ln, San Jose, CA 95117 Property Records

Santa Clara County property record for 956 Gretchen Ln, San Jose, CA 95117

Property Summary

Property Type	Multi-Family Dwellings
Details	1,536 sqft · built 1960
Lot Size	0.152 acres (6,615 sqft)
Owner	Company Name on Record
Last Sale	$1,470,000 (Jun 2019)
Tax Bill	$23,081 (2025)
Deeds & Mortgages	Jun 2023 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`299-36-020`

Property Details

APN / Parcel Number

Primary APN	`299-36-020`

Interior

Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1962
Architectural Style	Spanish
Construction Type	Wood
Lot Area	6,615 sqft (0.152 acres)
Lot Dimensions	105 ft deep x 63 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	956 GRETCHEN LN
City	SAN JOSE
State	CA
Zip	95117-2314
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	LOT 6
Legal Subdivision	2254 CITY/SAN JOSE
Legal Tract	2254
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2005
Census Tract	506304

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1641 ELWOOD DR, LOS GATOS, CA 95032-1033
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Intrafamily Transfer, Transfer
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Jun 24, 2019	Grant Deed, Transfer · ARM HSBC BANK USA
Jan 7, 2019	Grant Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Prior Sale	Jan 7, 2019 · Amount on Record
Deed Document Number	201924209702
Last Transfer Date	Jun 1, 2023
Transfer Doc	0025482585
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 2, 2023
Property Address	956 GRETCHEN LN, SAN JOSE, CA 95117-2314
Document Number	0025482585
Map Reference	MB 99 PG 21
Instrument Date	Jun 1, 2023
Instrument	25482585
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1641 ELWOOD DR, LOS GATOS, CA 95032-1033

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	956 GRETCHEN LN, SAN JOSE, CA 95117-2314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 ELWOOD DR, LOS GATOS, CA 95032-1033

Mortgage

Document Number	0024749747
Date	Dec 15, 2020
Instrument	24749747

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.93%
Type Change Date	Jan 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.93%
Index	Other
Margin	3
Max Rate	7.93%

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 24, 2019
Property Address	956 GRETCHEN LN, SAN JOSE, CA 95117-2314
Document Number	0024209702
Map Reference	MB 99 PG 21
Instrument Date	Jun 20, 2019
Instrument	24209702
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1641 ELWOOD DR, LOS GATOS, CA 95032-1033

Mortgage

Document Number	0024209703
Date	Jun 24, 2019
Instrument	24209703

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.43%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.43%
Index	1-Year LIBOR
Max Rate	8.43%

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 7, 2019
Property Address	956 GRETCHEN LN, SAN JOSE, CA 95117-2314
Document Number	0024092827
Instrument Date	Jan 2, 2019
Instrument	24092827
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount Recorded
Tax	$1,210.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	790 EDALE DR SUNNYVALE CA 940872316, SUNNYVALE, CA 94087-2316

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Moreland School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,672,604 (+6.12%) Land $1,308,501 Building $364,103
2025	$23,081.00
2023		$1,576,135 Land $1,233,032 Building $343,103

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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