Burke County property record for 962 Amherst Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,172 sqft · built 2021 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,897 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2724044236 |
| Primary APN | 2724044236 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,172 sqft Living Area |
| Flooring | Wood |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 33,541 sqft (0.77 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 224 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 962 AMHERST RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LO5 PL51-45 |
| Legal Subdivision | GRASSY MEADOWS |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20801 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 962 AMHERST RD, MORGANTON, NC 28655-9362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Jun 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 19, 2026 |
| Property Address | 962 AMHERST RD, MORGANTON, NC 28655-9362 |
| Document Number | 0026007811 |
| Book / Page | 2891 / 740 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202626007811 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 962 AMHERST RD, MORGANTON, NC 28655-9362 |
| Document Number | 0026007811, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 2891/740 |
| Instrument | 202626007811 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 1, 2022 |
| Property Address | 962 AMHERST RD, MORGANTON, NC 28655-9362 |
| Document Number | 0026260461 |
| Book / Page | 2626 / 461 |
| Map Reference | MB 51 PG 45 |
| Instrument Date | May 31, 2022 |
| Instrument | 2021021823 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 712 S STERLING ST, MORGANTON, NC 28655-3931 |
| Name | Verified Name |
|---|---|
| Address | 962 AMHERST RD, MORGANTON, NC 28655-9362 |
| Document Number | 2021021824 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 2021021824 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2027 |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 4.95% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 8.95% |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,897.00 (+5.35%) | $405,908 (-) Land $14,597 Building $391,311 | $405,908 (-) Land $14,597 Building $391,311 |
| 2025 | $2,750.00 | $405,908 Land $14,597 Building $391,311 | $405,908 Land $14,597 Building $391,311 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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