Burke County property record for 945 Amherst Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,693 sqft · built 1963 |
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | Individual Name on File |
| Last Sale | $171,000 (Apr 2007) |
| Tax Bill | $1,615 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jun 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2724043587 |
| Primary APN | 2724043587 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,693 sqft Living Area |
| 1st Floor Area | 1,693 sqft |
| Basement Area | 1,693 sqft |
| Unfinished Basement | 1,693 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 103,673 sqft (2.38 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 162 sqft |
| Deck Area | 296 sqft |
| Patio Area | 296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 945 AMHERST RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 945 AMHERST RD MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20801 |
Source: Burke County assessment roll, as of September 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 945 AMHERST RD, MORGANTON, NC 28655-9362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Jun 7, 2019 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Mar 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Apr 2, 2018 | Intrafamily Transfer, Transfer · FHA Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 23, 2007 · Amount on Record |
| Deed Sale | Apr 23, 2007 · Amount on Record |
| Deed Document Number | 20075514 |
| Deed Book / Page | 1659 / 594 |
| Last Transfer Date | Mar 21, 2018 |
| Transfer Doc | 0023400676 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 945 AMHERST RD, MORGANTON, NC 28655-9362 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0027010452 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 2701/452 |
| Instrument | 2023007689 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 945 AMHERST RD, MORGANTON, NC 28655-9362 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024070192 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 2407/0192 |
| Instrument | 2017028634 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | MORGANTON, NC 28680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 945 AMHERST RD, MORGANTON, NC 28655-9362 |
| Document Number | 0024710883 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 945 AMHERST RD MORGANTON NC 286559362, MORGANTON, NC 28655-9362 |
| Document Number | 0024710883 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 002471/000883 |
| Instrument | 41616 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Apr 2, 2018 |
| Property Address | 945 AMHERST RD, MORGANTON, NC 28655-9362 |
| Document Number | 0023400674 |
| Book / Page | 2340 / 0674 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 2017014488 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 945 AMHERST RD, 945, MORGANTON, NC 28655-9362 |
| Name | Verified Name |
|---|---|
| Address | 945 AMHERST RD, MORGANTON, NC 28655-9362 |
| Document Number | 0023400676 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 2340/0676 |
| Instrument | 2017014489 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Burke County assessment roll, as of September 25, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,615.00 (-0.49%) | $232,600 (-) Land $27,152 Building $205,448 | $232,600 (-) Land $27,152 Building $205,448 |
| 2023 | $1,623.00 | $232,600 Land $27,152 Building $205,448 | $232,600 Land $27,152 Building $205,448 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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