962 Aedc Rd, Winchester, TN 37398 Property Records

Franklin County property record for 962 Aedc Rd, Winchester, TN 37398

Property Summary

Property Type	Commercial
Details	2 ba · 21,235 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$81,000 (Jun 2019)
Tax Bill	$7,608 (2022)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026045 04502`

Property Details

APN / Parcel Number

Primary APN	`026045 04502`
Alternative APN	`045 04502`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	21,235 sqft Total Area
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Metal
Construction Type	Frame
Roof Type	Rigid Frame Bar Joist
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	8,000 sqft
Canopy	6,150 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	962 AEDC RD
City	WINCHESTER
State	TN
Zip	37398-4901
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DISTRICT: 20, COUNTY AREA: D10
Legal Subdivision	MINOR DIVISION SURVEY OF JOHN ROBINSON
Legal Tract	1
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	3
Census Block	3026
Census Tract	960100

Owner

Source: Franklin County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	324 BRYAN DR, WINCHESTER, TN 37398-5406
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS TRI-COUNTY BANK
Dec 29, 2025	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS TRI-COUNTY BANK
Sep 25, 2020	Warranty Deed, Construction Loan · Construction Mortgage FIRSTBANK
Jun 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2019 · Amount on Record
Deed Sale	Jun 19, 2019 · Amount on Record
Prior Sale	Oct 16, 1998 · Amount on Record
Deed Document Number	20193532
Deed Book / Page	436 / 790
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	962 AEDC RD, WINCHESTER, TN 37398-4901
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 BRYAN DR, WINCHESTER, TN 37398-5406

Mortgage

Document Number	0026001985
Date	Mar 23, 2026
Book Page	T1610/722
Instrument	26001985

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	2030 DECHERD BLVD, DECHERD, TN 37324

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Mar 18, 2028

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	962 AEDC RD, WINCHESTER, TN 37398-4901
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 BRYAN DR, WINCHESTER, TN 37398-5406

Mortgage

Document Number	0025008559
Date	Dec 29, 2025
Book Page	T1599/357
Instrument	25008559

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	2030 DECHERD BLVD, DECHERD, TN 37324

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 19, 2035

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Sep 25, 2020
Property Address	962 AEDC RD, WINCHESTER, TN 37398-4901
Document Number	0000006812
Book / Page	000447 / 000611
Instrument Date	Sep 25, 2020
Instrument	6812
Transaction Type	Construction Loan
Record Updated	Oct 7, 2020
Title Company	SOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,035.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 BRYAN DR WINCHESTER TN 373985416, WINCHESTER, TN 37398-5416

Mortgage

Document Number	6813
Date	Sep 25, 2020
Book Page	001348/000305
Instrument	6813

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 24, 2021

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jun 19, 2019
Property Address	962 AEDC RD, WINCHESTER, TN 37398-4901
Document Number	0000003532
Book / Page	000436 / 000790
Instrument Date	Jun 6, 2019
Instrument	3532
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$299.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	0 DECHERD-ESTILL RD DECHERD TN 37324, DECHERD, TN 37324

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$292,200 (-) Land $25,760 Building $266,440
2023		$292,200 Land $25,760 Building $266,440
2022	$7,608.00		$730,500 Land $64,400 Building $666,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	25 / 3

May also be available: United Communications.

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