96188 Graylon Dr, Yulee, FL 32097 Property Records

Nassau County property record for 96188 Graylon Dr, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,055 sqft · built 2012
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Jul 2015)
Tax Bill	$2,999 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-3N-28-0740-0635-0000`

Property Details

APN / Parcel Number

Primary APN	`37-3N-28-0740-0635-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,055 sqft Heated Area
Gross Area	2,645 sqft
1st Floor Area	2,055 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,900 sqft (0.158 acres)
Garage Area	420 sqft
Porch	Open Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	96188 GRAYLON DR
City	YULEE
State	FL
Zip	32097-3555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 635 IN OR 2019/1400 HERON ISLES #2 PB 7/218
Legal Range	28E
Legal Township	03N
Legal Section	37
Legal Subdivision	HERON ISLES #2
Legal Lot Number	635
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4018
Census Tract	50306

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96188 GRAYLON DR, YULEE, FL 32097-3555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 7, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2015 · Amount on Record
Deed Sale	Jul 6, 2015 · Amount on Record
Prior Sale	Jul 6, 2015 · Amount on Record
Deed Document Number	0019890535
Deed Book / Page	1989 / 0535
Last Transfer Date	Dec 18, 2015
Transfer Doc	0020191400
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96188 GRAYLON DR, YULEE, FL 32097-3555
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96188 GRAYLON DR, YULEE, FL 32097-3555

Mortgage

Document Number	0026181892
Date	Feb 10, 2023
Book Page	2618/1892
Instrument	202345004165

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96188 GRAYLON DR, YULEE, FL 32097-3555
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021120628
Date	Apr 7, 2017
Book Page	2112/0628
Instrument	201710454

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,999.00 (+1.21%) Homeowner's exemption	$197,126 (+2.9%)	$333,218 (+3.04%) Land $65,000 Building $268,218
2024	$2,963.00 (+1.33%) Homeowner's exemption	$191,570 (+3%)	$323,386 (+3.82%) Land $55,000 Building $268,386
2023	$2,924.00 (+8.54%) Homeowner's exemption	$185,990 (+3%)	$311,477 (+16.17%) Land $55,000 Building $256,477
2022	$2,694.00 Homeowner's exemption	$180,573	$268,124 Land $55,000 Building $213,124

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
IQ Fiber Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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