96178 Graylon Dr, Yulee, FL 32097 Property Records

Nassau County property record for 96178 Graylon Dr, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,980 sqft · built 2014
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,500 (Jul 2020)
Tax Bill	$3,655 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-3N-28-0740-0636-0000`

Property Details

APN / Parcel Number

Primary APN	`37-3N-28-0740-0636-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,980 sqft Heated Area
Gross Area	2,769 sqft
1st Floor Area	1,980 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,900 sqft (0.158 acres)
Garage Area	525 sqft
Porch	Open Porch
Porch Area	144 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	96178 GRAYLON DR
City	YULEE
State	FL
Zip	32097-3555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 636 HERON ISLES #2 PB 7/218
Legal Range	28E
Legal Township	03N
Legal Section	37
Legal Subdivision	HERON ISLES #2
Legal Lot Number	636
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4018
Census Tract	50306

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96178 GRAYLON DR, YULEE, FL 32097-3555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 2, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 5, 2018	Grant Deed, Foreclosure · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Jun 5, 2018
Deed Document Number	202045020221
Deed Book / Page	2372 / 1996
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 6, 2020
Property Address	96178 GRAYLON DR, YULEE, FL 32097-3555
Document Number	0023721996
Book / Page	002372 / 001996
Instrument Date	Jun 30, 2020
Instrument	45020221
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,838.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96178 GRAYLON DR YULEE FL 320973555, YULEE, FL 32097-3555

Mortgage

Document Number	23730001
Date	Jul 6, 2020
Book Page	002373/000001
Instrument	45020222

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96178 GRAYLON DR, YULEE, FL 32097-3555
Document Number	0023120886
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96178 GRAYLON DR YULEE FL 320973555, YULEE, FL 32097-3555

Mortgage

Document Number	0023120886
Date	Oct 16, 2019
Book Page	002312/000886
Instrument	45033347

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

June 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 5, 2018
Property Address	96178 GRAYLON DR, YULEE, FL 32097-3555
Document Number	0022010352
Book / Page	002201 / 000352
Instrument Date	Jun 4, 2018
Instrument	17304
Transaction Type	Foreclosure
Record Updated	Jun 20, 2018
Title Company	AMELIA TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,694.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96178 GRAYLON DR YULEE FL 320973555, YULEE, FL 32097-3555

Mortgage

Document Number	22010354
Date	Jun 5, 2018
Book Page	002201/000354
Instrument	17305

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,655.00 (+1.19%) Homeowner's exemption	$239,875 (+2.9%)	$336,648 (+2.98%) Land $65,000 Building $271,648
2024	$3,612.00 (+1.23%) Homeowner's exemption	$233,115 (+3%)	$326,912 (+3.79%) Land $55,000 Building $271,912
2023	$3,568.00 (+8.65%) Homeowner's exemption	$226,325 (+3%)	$314,977 (+16.71%) Land $55,000 Building $259,977
2022	$3,284.00 Homeowner's exemption	$219,733	$269,879 Land $55,000 Building $214,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
IQ Fiber Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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