9615 Bending Oak Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 9615 Bending Oak Dr, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,434 sqft · built 1978
Lot Size	1.42 acres (62,247 sqft)
Owner	2 Individual Names on File
Last Sale	$482,000 (Apr 2023)
Tax Bill	$5,044 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09203030D00G009`

Property Details

APN / Parcel Number

Primary APN	`09203030D00G009`
Alternative APNs	`735-66-59-03-000-000` `440991000` `460020000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,434 sqft Finished Area
1st Floor Area	1,006 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	62,247 sqft (1.42 acres)
Lot Width	1,427 ft Width
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	233 sqft
Patio Area	233 sqft
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	460020000
Street Address	9615 BENDING OAK DR
City	MIDLOTHIAN
State	VA
Zip	23112-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	CLOVER HILL FMS L 9 BK G SEC D
Legal Subdivision	CLOVER HILL FARMS
Legal Block	G
Legal Lot Number	9
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1009
Census Tract	101013

Owner

9615 Bending Oak Dr is owned and occupied by two individuals who bought it in April 2023.

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9615 BENDING OAK DR, MIDLOTHIAN, VA 23112-1307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Feb 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 7, 2023	Warranty Deed, Transfer · Seller Carry-Back PARTY III
Dec 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2023 · Amount on File
Deed Sale	Apr 7, 2023 · Amount on File
Prior Sale	Dec 1, 2021 · Amount on File
Deed Document Number	20239618
Deed Book / Page	14239 / 36
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	9615 BENDING OAK DR, MIDLOTHIAN, VA 23112-1307
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013874-281
Date	Mar 4, 2022
Book Page	13874/281
Instrument	2022010508

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	9615 BENDING OAK DR, MIDLOTHIAN, VA 23112-1307
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014806-406
Date	Feb 24, 2025
Book Page	14806/406
Instrument	2025005585

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	97 Months
Due	Mar 1, 2033

Interest

Rate Type	Fixed Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 7, 2023
Property Address	9615 BENDING OAK DR, MIDLOTHIAN, VA 23112-1307
Document Number	0014239-36
Book / Page	14239 / 36
Instrument Date	Mar 24, 2023
Instrument	2023009618
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9615 BENDING OAK DR, MIDLOTHIAN, VA 23112-1307

Mortgage

Document Number	2023009619
Date	Apr 7, 2023
Instrument	2023009619

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Dec 1, 2021
Property Address	9615 BENDING OAK DR, MIDLOTHIAN, VA 23112-1307
Document Number	013755-443
Book / Page	13755 / 443
Instrument Date	Nov 23, 2021
Instrument	2021075954
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9615 BENDING OAK DR, MIDLOTHIAN, VA 23112-1307

Tax Assessment & Valuation

The 2026 property tax bill for 9615 Bending Oak Dr was $5,044.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,044.00	$564,000 (+0.37%) Land $78,900 Building $485,100	$564,000 (+0.37%) Land $78,900 Building $485,100
2025		$561,900 Land $76,900 Building $485,000	$561,900 Land $76,900 Building $485,000
2023	$4,384.00	$479,100 Land $73,900 Building $405,200	$479,100 Land $73,900 Building $405,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9615 Bending Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9615 Bending Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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