Lake County property record for 9603 Saragossa St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,104 sqft · built 2003 |
| Lot Size | 0.232 acres (10,126 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $208,000 (Jan 2017) |
| Tax Bill | $5,182 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-23-26-1220-000-18400 |
| Primary APN | 16-23-26-1220-000-18400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,104 sqft Living Area |
| 1st Floor Area | 2,104 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,126 sqft (0.232 acres) |
| Garage Type | Finished |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3811467 |
|---|---|
| Street Address | 9603 SARAGOSSA ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOUISA POINTE PHASE V PB 47 PG 7-8 LOT 184 ORB 4886 PG 1648 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 16 |
| Legal Subdivision | LOUISA POINTE PHASE |
| Legal Phase | 5 |
| Legal Tract | 1220 |
| Legal Lot Number | 184 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 31316 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5035 SAWYER COVE WAY, WINDERMERE, FL 34786-0238 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU |
| Jan 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2017 · Amount on Record |
| Deed Sale | Jan 10, 2017 · Amount on Record |
| Prior Sale | Mar 6, 2015 |
| Deed Document Number | 2017002491 |
| Deed Book / Page | 4886 / 1648 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 9603 SARAGOSSA ST, CLERMONT, FL 34711-5361 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12923 RUNSWICK AVE, WINDERMERE, FL 34786-6660 |
| Document Number | 0057242389 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 5724/2389 |
| Instrument | 2021078403 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 10, 2017 |
| Property Address | 9603 SARAGOSSA ST, CLERMONT, FL 34711-5361 |
| Document Number | 0048861648 |
| Book / Page | 004886 / 001648 |
| Instrument Date | Dec 22, 2016 |
| Instrument | 2491 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2017 |
| Title Company | METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,442.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16606 BROADWATER AVE WINTER GARDEN FL 347874794, WINTER GARDEN, FL 34787-4794 |
| Document Number | 48861649, |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 004886/001649 |
| Instrument | 2492 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2047 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $358,957 (+2.71%) Land $100,000 Building $258,957 | $358,957 (+2.71%) Land $100,000 Building $258,957 | |
| 2024 | $5,182.00 (+8.46%) | ||
| 2023 | $4,778.00 (+16.37%) | $349,487 (+19.49%) | $349,487 (+19.49%) Land $100,000 Building $249,487 |
| 2022 | $4,106.00 | $292,487 | $292,487 Land $43,000 Building $249,487 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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