Calvert County property record for 9610 S Point Ct, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,050 sqft · built 2001 |
| Lot Size | 0.889 acres (38,724 sqft) |
| Owner | Individual Name on File |
| Last Sale | $499,900 (May 2017) |
| Tax Bill | $6,652 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-154386 |
| Primary APN | 03-154386 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,050 sqft Total Area |
| Basement Area | 1,044 sqft |
| Finished Basement | 1,044 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 38,724 sqft (0.889 acres) |
| Garage Type | Built-in |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 228 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 154386 |
|---|---|
| Street Address | 9610 S POINT CT |
| City | OWINGS |
| State | MD |
| Zip | 20736-3325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LT 8R PLAT 1 CROSS POINT |
| Legal Subdivision | CROSS POINT |
| Legal Lot Number | 8R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 860200 |
Source: Calvert County records · APN 03-154386
Assessment roll updated July 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9610 S POINT CT, OWINGS, MD 20736-3325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 25, 2017 · Amount on Record |
| Deed Sale | May 25, 2017 · Amount on Record |
| Prior Sale | Aug 21, 2013 · Amount on Record |
| Deed Book / Page | 4999 / 270 |
| Last Transfer Date | May 24, 2024 |
| Transfer Doc | 0066290418 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 9610 S POINT CT, OWINGS, MD 20736-3325 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0053960038 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 5396/038 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 9610 S POINT CT, OWINGS, MD 20736-3325 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 9610 S POINT CT, OWINGS, MD 20736-3325 |
| Document Number | 0061310332 |
|---|---|
| Date | Nov 03, 2021 |
| Book Page | 6131/332 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 234 Months |
| Due | May 01, 2041 |
Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,652.00 (+17.92%) Homeowner's exemption | $601,500 (+10.78%) Land $188,400 Building $413,100 | $601,500 (-) Land $188,400 Building $413,100 |
| 2023 | $5,641.00 Homeowner's exemption | $542,967 | $601,500 Land $188,400 Building $413,100 |
Source: FEMA National Flood Hazard Layer as of April 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2002–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2003 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 106 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CROSS POINT SUBDIVISION serves 434 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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