Calvert County property record for 9605 S Point Ct, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,518 sqft · built 1999 |
| Lot Size | 0.576 acres (25,090 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $790,000 (Jun 2026) |
| Tax Bill | $6,613 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-154378 |
| Primary APN | 03-154378 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,518 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 25,090 sqft (0.576 acres) |
| Garage Type | Built-in |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 684 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 320 sqft |
| Deck Area | 276 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 154378 |
|---|---|
| Street Address | 9605 S POINT CT |
| City | OWINGS |
| State | MD |
| Zip | 20736-3325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LT 7R PLAT 1 CROSS POINT |
| Legal Subdivision | CROSS POINT |
| Legal Lot Number | 7R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 860200 |
Source: Calvert County records · APN 03-154378
Assessment roll updated July 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9605 S POINT CT, OWINGS, MD 20736-3325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Jun 07, 1999 · Amount on Record |
| Deed Book / Page | 6918 / 42 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 12, 2026 |
| Property Address | 9605 S POINT CT, OWINGS, MD 20736-3325 |
| Document Number | 6918000042 |
| Book / Page | 6918 / 42 |
| Instrument Date | May 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $797,900.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9605 S POINT CT, OWINGS, MD 20736-3325 |
| Investor | Possibly a Property Investor |
| Document Number | 6918000050, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 6918/50 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.64% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 9605 S POINT CT, OWINGS, MD 20736-3325 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0056000377 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 5600/377 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,613.00 (+18.39%) Homeowner's exemption | $597,900 (+11.21%) Land $182,200 Building $415,700 | $597,900 (-) Land $182,200 Building $415,700 |
| 2023 | $5,586.00 Homeowner's exemption | $537,633 | $597,900 Land $182,200 Building $415,700 |
Source: FEMA National Flood Hazard Layer as of April 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2002–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2003 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 106 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CROSS POINT SUBDIVISION serves 434 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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