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961 E Cermak St, Hernando, FL 34442 Property Records

Citrus County property record for 961 E Cermak St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2024
Square Footage1,560 sqft Living Area
Lot Size62,856 sqft (1.44 acres)
Garage1,560 sqft
Last Sale$84,000 (2023)
Tax Bill$4,548.00 (2025)

Owner

Source: Citrus County records · APN 1518S19E00203120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4115 N LONGVALLEY RD, HERNANDO, FL 34442-2896
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
21ST MORTGAGE CORP
Jan 27, 2023Warranty Deed, Transfer
SIGNATURE ESCROW SERVICES LLC, SIGNATURE T&E SVCS LLC
Oct 17, 2022Warranty Deed, Transfer
INCOMPASS TITLE LLC, COMPASS TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 2023 · Amount on Record
Deed SaleJan 27, 2023 · Amount on Record
Prior SaleOct 17, 2022 · Amount on Record
Deed Doc Number2023005115
Deed Book / Page3351 / 871
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address961 E CERMAK ST, HERNANDO, FL 34442-2621
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032291936
DateNov 30, 2021
Book Page3229/1936
Instrument2021082154
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
AddressKNOXVILLE, TN 37902
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueDec 01, 2046

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJan 27, 2023
Property Address961 E CERMAK ST, HERNANDO, FL 34442-2621
Document Number0033510871
Book / Page3351 / 871
Map ReferenceMB 8 PG 101-105
Instrument DateJan 26, 2023
Instrument2023005115
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanySIGNATURE ESCROW SERVICES LLC, SIGNATURE T&E SVCS LLC

Transaction

AmountAmount Recorded
Tax$588.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3451 E LOUISE LN, HERNANDO, FL 34442-4396

Transferred To (Grantee/Buyer)

NameVerified Name
Address4115 N LONGVALLEY RD, HERNANDO, FL 34442-2896

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateOct 17, 2022
Property Address961 E CERMAK ST, HERNANDO, FL 34442-2621
Document Number0033280321
Book / Page3328 / 321
Map ReferenceMB 8 PG 101-105
Instrument DateSep 06, 2022
Instrument2022071223
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyINCOMPASS TITLE LLC, COMPASS TITLE LLC

Transaction

AmountAmount Recorded
Tax$280.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8987 N SANTOS DR, CITRUS SPRINGS, FL 34434-5185

Transferred To (Grantee/Buyer)

NameVerified Name
Address961 E CERMAK ST, HERNANDO, FL 34442-2621

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,548.00 (+529.05%)$295,647 (+519.81%) Land $30,790 Building $264,857$295,647 (+519.81%) Land $30,790 Building $264,857
2024$723.00 (+35.9%)$47,700 (+38.34%) Land $37,060 Building $10,640$47,700 (+38.34%) Land $37,060 Building $10,640
2023$532.00 (+30.07%) Additional exemption filed$34,480 (+22.79%) Land $25,280 Building $9,200$34,480 (+22.79%) Land $25,280 Building $9,200
2022$409.00 Additional exemption filed$28,080 Land $18,810 Building $9,270$28,080 Land $18,810 Building $9,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN1518S19E00203120
Alternative APNs
  • 19E-18S-15-0020-312.0
  • 1609038

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,560 sqft Living Area
1st Floor600 sqft 1st Floor
Stories1 Stories
Primary FlooringSubfloor Flooring

Exterior

Year BuiltBuilt 2024
Architectural StyleMobile Home Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Frame Construction
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area62,856 sqft (1.44 acres)
Depth X Width344 ft x 181 ft Depth x Width
Garage Area1,560 sqft Garage

Exterior Amenities

Patio Area880 sqft Patio
Porch1 Porch
Porch Area386 sqft Porch
Utility Building192 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1609038
Old Parcel Number1518S19E00203120
Street Address961 E CERMAK ST
CityHERNANDO
StateFL
Zip34442-2621
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionFOREST LAKE NORTH PB 8 PG 101 LOT 312
Legal Range19E
Legal Township18S
Legal Section06
Legal SubdivisionFOREST LAKE NORTH
Legal Lot Number312
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1012
Census Tract450103

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